Today we mark the beginning of the 150th birth anniversary celebrations of our beloved Bapu. He remains a shining beacon of hope for millions of people across the world who seek a life of equality, dignity, inclusion and empowerment. The impact he left on human society has few parallels.

Mahatma Gandhi connected India, in letter and spirit, in thought and action. As Sardar Patel rightly said, “India is a land of diversity. If there was one person who brought everyone together, made people rise above differences, to fight colonialism and enhanced India’s stature at the world stage, it was Mahatma Gandhi.” In the 21st century, the thoughts of Mahatma Gandhi remain as essential as they were in his time and offer solutions to several problems the world faces. In a world where terrorism, radicalisation, extremism and mindless hate are dividing nations as well as societies, his clarion calls of peace and ahimsa have the power to unite humanity.

At a time when inequalities are not uncommon, Bapu’s emphasis on equal and inclusive growth can herald an era of prosperity for the millions on the margins. In an era where climate change and environmental degradation have become central issues of discussion, the world can refer to the thoughts of Gandhiji. More than a century ago, in 1909 he differentiated between human wants and human greed. He urged both restraint and compassion while utilising natural resources and, he himself led by example in doing this. He cleaned his own toilets, ensuring clean surroundings. He also ensured minimal wastage of water and when he was in Ahmedabad, he took great care to ensure that unclean water did not merge with the Sabarmati.

Sometime back, a crisp, comprehensive and concise document caught my attention. In 1941, Bapu wrote the ‘Constructive Programme: Its meaning and place’, which he subsequently modified in 1945, when there was renewed fervour around the freedom movement. In that document, Bapu has talked about a wide range of topics ranging across rural development, strengthening agriculture, enhancing sanitation, promoting Khadi, empowerment of women, economic equality among other issues.

I would urge my fellow Indians to have a look at Gandhiji’s ‘Constructive Programme’ and make it a guiding light on how we can build the India of Bapu’s dreams. Many topics are absolutely relevant today and the government of India is fulfilling many of the points venerable Bapu raised seven decades ago but remain unfulfilled even today.

One of the most beautiful aspects of Gandhiji’s personality was that he made every Indian feel that he or she is working for India’s freedom. He instilled the spirit of self-belief that a teacher, lawyer, doctor, farmer, labourer, entrepreneur, in whatever they were doing they were contributing to India’s freedom struggle. In the same light, today, let us embrace those aspects we think we can act upon that will fulfil Gandhiji’s vision. It can start with something as simple as ensuring zero waste of food to imbibing values of non-violence and togetherness.

Let us think about how our actions can contribute to a cleaner and greener environment for the future generations. Almost eight decades ago, when the threats of pollution were not as much, Gandhiji took to cycling. Those in Ahmedabad recall him cycling from Gujarat Vidyapith to Sabarmati Ashram. In fact, I read that one of Gandhiji’s first protests in South Africa was against a set of laws that prevented people from cycling. Despite a prosperous legal career, Gandhiji would use the bicycle to travel in Johannesburg. Can we emulate this same spirit today?

The festive season is here and people across India would be shopping for new clothes, gifts, food items and more. While doing so, remember the wise thoughts Gandhiji gave us in the form of his talisman. Let us think about how our actions can light the lamp of prosperity in the lives of our fellow Indians. By buying what they make, be it a khadi product, or a gift item or foodstuffs, we are helping our fellow Indians in pursuit of a better life. We may never have seen them or may not do so for the rest of our lives. However, Bapu would be proud of us that in our actions we are helping fellow Indians.

Over the last four years, 130 crore Indians have paid tributes to Mahatma Gandhi in the form of the Swachh Bharat Mission. Completing four years today, it has emerged as a vibrant mass movement with commendable outcomes. Over 85 million households now have access to toilets for the first time. Over 400 million Indians no longer have to defecate in the open. In a short span of four years, sanitation coverage is up from 39% to 95%. Twenty-one states, Union territories and 4.5 lakh villages are now open defecation free.

An overwhelming majority of Indians today did not have the good fortune of being a part of the freedom struggle. We could not die for the nation then but now, we must live for the nation and do everything possible to build the India our freedom fighters envisioned. Today we have a great opportunity to fulfil Bapu’s dream. We have covered substantial ground and I am confident we will cover a lot more in the times to come.

One of Bapu’s favourite hymns was “vaishnav jan to tene kahiye je, peer parayee jaane re,” which means “a good soul is one who feels the pain of others.” It was this spirit that made him live for others. Today, we, the 1.3 billion Indians are committed to working together to fulfil the dreams Bapu saw for a country for which he gave his life.

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Your Money, Your Right
December 10, 2025

During my speech at the Hindustan Times Leadership Summit a few days ago, I shared some startling facts:

Indian banks are holding Rs. 78,000 crore of unclaimed money belonging to our own citizens.

Insurance companies have nearly Rs. 14,000 crore lying unclaimed.

Mutual fund companies have around Rs. 3,000 crore and dividends worth Rs. 9,000 crore are also unclaimed.

These facts have startled a lot of people.

Afterall, these assets represent the hard-earned savings and investments of countless families.

In order to correct this, the आपकी पूंजी, आपका अधिकार - Your Money, Your Right initiative was launched in October 2025.

The aim is to ensure every citizen can reclaim what is rightfully his or hers.

To make the process of tracing and claiming funds simple and transparent, dedicated portals have also been created. They are:

• Reserve Bank of India (RBI) – UDGAM Portal for unclaimed bank deposits & balances: https://udgam.rbi.org.in/unclaimed-deposits/#/login

• Insurance Regulatory and Development Authority of India (IRDAI) – Bima Bharosa Portal for unclaimed insurance policy proceeds: https://bimabharosa.irdai.gov.in/Home/UnclaimedAmount

• Securities and Exchange Board of India (SEBI) – MITRA Portal for unclaimed amounts in mutual funds: https://app.mfcentral.com/links/inactive-folios

• Ministry of Corporate Affairs, IEPFA Portal for Unpaid dividends & unclaimed shares: https://www.iepf.gov.in/content/iepf/global/master/Home/Home.html

I am happy to share that as of December 2025, facilitation camps have been organised in 477 districts across rural and urban India. The emphasis has been to cover remote areas.

Through the coordinated efforts of all stakeholders notably the Government, regulatory bodies, banks and other financial institutions, nearly Rs. 2,000 crore has already been returned to the rightful owners.

But we want to scale up this movement in the coming days. And, for that to happen, I request you for assistance on the following:

Check whether you or your family have unclaimed deposits, insurance proceeds, dividends or investments.

Visit the portals I have mentioned above.

Make use of facilitation camps in your district.

Act now to claim what is yours and convert a forgotten financial asset into a new opportunity. Your money is yours. Let us make sure that it finds its way back to you.

Together, let us build a transparent, financially empowered and inclusive India!