Bharat has lost a Ratna: PM Modi writes on APJ Abdul Kalam's death

Published By : Admin | July 28, 2015 | 20:12 IST

BHARAT has lost a Ratna, but the light from this jewel will guide us towards APJ Abdul Kalam's dream-destination: India as a knowledge superpower, in the first rank of nations. Our scientist-President - and one who was genuinely loved and admired across the masses - never measured success by material possessions. For him, the counterpoint to poverty was the wealth of knowledge, in both its scientific and spiritual manifestations. As a hero of our defence programme, he shifted horizons; and as a seer of the spirit, he sought to liberate doctrine from the narrow confines of partisan tension to the transcendental space of harmony.

Every great life is a prism, and we bathe in those rays that find their way to us. His profound idealism was secure because it rested on a foundation of realism. Every child of deprivation is a realist. Poverty does not encourage illusions.  Poverty is a terrible inheritance; a child can be defeated even before he or she has begun to dream. But Kalamji refused to be defeated by circumstances. As a boy, he had to support his studies by earning money as a newspaper vendor; today, page after page of the same newspapers are filled with his obituary notices. He said that he would not be presumptuous enough to say that his life could be a role model for anybody; but if some poor child living in an obscure and underprivileged social setting found some solace in the way his destiny had been shaped, it could perhaps help such children liberate themselves from the bondage of illusory backwardness and helplessness. He is my marg darshak, as well as that of every such child.

His character, commitment and inspirational vision shine through his life. He was unencumbered by ego; flattery left him cold. He was equally at ease before an audience of suave, globe-trotting ministers and a class of young students. The first thing that struck one about him was that, uniquely, he combined the honesty of a child with the energy of a teenager and the maturity of an adult. He took little from the world, and gave all he could to society. A man of deep faith, he epitomised the three great virtues of our civilization: dama, self-restraint; dana, sacrifice; and daya, compassion.

But this persona was powered by the fire of endeavour. His vision for the nation was anchored in freedom, development and strength. Given our history, freedom had a political context of course; but it also included freedom of the mind and expansion of intellectual space. He wanted India to leap out of the under-developed trough, and eliminate the curse of poverty through inclusive economic growth. Wisely, he suggested that politicians spend only 30% of their time on politics, and 70% on development; a suggestion which he often followed up by calling in MPs from a state and discussing the socio-economic issues of their region with them. The third pillar, strength, was not born of aggression, but of understanding. An insecure nation will rarely discover the route to prosperity.  Strength commands respect. His contributions in our nuclear and space achievements have given India the muscle to be confident of her place in the region and the world.

His memory is best honoured by the creation of new institutions that nurture science and technology, and enable us to find a beneficial equation with the awesome power of nature. Too often, greed makes us predators of our environment. Kalamji saw poetry in a tree, and energy that could be harnessed in water, wind and sun. We should learn to look at our world through his eyes, and with the same missionary zeal.

Human beings can shape their lives through will, persistence, ability and sheer courage. But we have not been given the right to script where we are born, or how and when we die. However, if Kalamji had been offered an option, this is how he would perhaps have chosen to say goodbye: on his feet, and in front of a classroom of his beloved students. As a bachelor, he was childless. But that is wrong. He was a father to every Indian child, teaching, cajoling, urging, exciting, clearing darkness wherever he found it with the radiance of his vision and the passion of his involvement. He saw the future, and showed the way. As I entered the room where his body lay in state, I noticed the painting at the entrance that depicted a few lines from an inspirational book he wrote for children, Ignited Minds. The good that he did will not be interred with his bones, because his children will preserve his memory through their lives and work, and gift it to their children.

 

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Your Money, Your Right
December 10, 2025

During my speech at the Hindustan Times Leadership Summit a few days ago, I shared some startling facts:

Indian banks are holding Rs. 78,000 crore of unclaimed money belonging to our own citizens.

Insurance companies have nearly Rs. 14,000 crore lying unclaimed.

Mutual fund companies have around Rs. 3,000 crore and dividends worth Rs. 9,000 crore are also unclaimed.

These facts have startled a lot of people.

Afterall, these assets represent the hard-earned savings and investments of countless families.

In order to correct this, the आपकी पूंजी, आपका अधिकार - Your Money, Your Right initiative was launched in October 2025.

The aim is to ensure every citizen can reclaim what is rightfully his or hers.

To make the process of tracing and claiming funds simple and transparent, dedicated portals have also been created. They are:

• Reserve Bank of India (RBI) – UDGAM Portal for unclaimed bank deposits & balances: https://udgam.rbi.org.in/unclaimed-deposits/#/login

• Insurance Regulatory and Development Authority of India (IRDAI) – Bima Bharosa Portal for unclaimed insurance policy proceeds: https://bimabharosa.irdai.gov.in/Home/UnclaimedAmount

• Securities and Exchange Board of India (SEBI) – MITRA Portal for unclaimed amounts in mutual funds: https://app.mfcentral.com/links/inactive-folios

• Ministry of Corporate Affairs, IEPFA Portal for Unpaid dividends & unclaimed shares: https://www.iepf.gov.in/content/iepf/global/master/Home/Home.html

I am happy to share that as of December 2025, facilitation camps have been organised in 477 districts across rural and urban India. The emphasis has been to cover remote areas.

Through the coordinated efforts of all stakeholders notably the Government, regulatory bodies, banks and other financial institutions, nearly Rs. 2,000 crore has already been returned to the rightful owners.

But we want to scale up this movement in the coming days. And, for that to happen, I request you for assistance on the following:

Check whether you or your family have unclaimed deposits, insurance proceeds, dividends or investments.

Visit the portals I have mentioned above.

Make use of facilitation camps in your district.

Act now to claim what is yours and convert a forgotten financial asset into a new opportunity. Your money is yours. Let us make sure that it finds its way back to you.

Together, let us build a transparent, financially empowered and inclusive India!