PM Modi's conversation with Lakhpati Didis in Jalgaon, Maharashtra

Published By : Admin | August 26, 2024 | 13:46 IST

Prime Minister: What kind of conversation takes place between those who have become "Lakhpati Didis" and those who have not?

Lakhpati Didi: The experiences and living conditions of those who have become Lakhpati Didis are markedly different. They become self-reliant, which enables them to manage their family expenses effectively. Sir, I also have two "Divyang Didis" (differently-abled sisters) whom I have supported. I feel immensely happy to see their progress.

Prime Minister: Did those 'Divyang Didis' also become Lakhpati Didis?

Lakhpati Didi: Yes, indeed. I helped them become Lakhpatis as well.

Prime Minister: What kind of work do they do?

Lakhpati Didi: One is in the Dona Pattal business, and the other runs a grocery shop. I, myself, am a Lakhpati CRP (Community Resource Person), earning between 3.5 half to 4 lakh rupees. I have also helped my sisters become Lakhpati CRPs.

Lakhpati Didi: I am already a Lakhpati, and I have recently helped 260 women become Lakhpatis too.

Prime Minister: You have become a Lakhpati Didi, which means how much do you earn in a year?

Lakhpati Didi: I earn 8 lakh rupees a year.

Prime Minister: 8 lakh rupees?

Lakhpati Didi: Yes, Sir.

Prime Minister: That’s double the income! How many years did it take you to achieve this?

Lakhpati Didi: I have just completed five years, Sir.

Prime Minister: The people of Assam must see you as a tremendous source of inspiration.

Lakhpati Didi: Yes, let's see. I have gone from being a zero to becoming a hero, Sir.

Prime Minister: Well done!

Lakhpati Didi: The name of my self-help group is Ati-uttamam Sakhi Mandal. We produce handmade and homemade beauty products, all crafted from household items. Platforms like Saras Mela, Vibrant Gujarat, and the Monsoon Festival have provided us with such great exposure, which has significantly increased the popularity of our products. In just one year, we have achieved a turnover of over 30 lakhs.

Prime Minister: 30 lakh rupees!

Lakhpati Didi: Our turnover exceeds 30 lakh rupees, and our net profit is over 12 lakh rupees, Sir.

Lakhpati Didi: Ten women jointly run a sanitary napkin company, Sir.

Prime Minister: How far is your village from Latur?

Lakhpati Didi: It is 20 kilometres away, Sir.

Prime Minister: 20 kilometres. How many women were involved when you first started?

Lakhpati Didi: There were 10 of us initially. No one was willing to join, and people were hesitant to even talk about sanitary napkins.

Prime Minister: What is your current turnover?

Lakhpati Didi: The turnover is Rs 5 lakh, Sir.

Prime Minister: How do you speak Hindi so fluently?

Lakhpati Didi: It just comes naturally, Sir, from speaking with others.

Prime Minister: Do you sell your products outside of Maharashtra?

Lakhpati Didi: No, Sir, we only operate within Maharashtra at the moment. I am very grateful for the women’s empowerment programme and the employment opportunities we have received, Sir. You have played a crucial role in this. We are simply the medium; you have paved the entire path. We just have to walk it.

Lakhpati Didi: I have been working as a Bank Sakhi since 2017.

Prime Minister: How much do you earn now?

Lakhpati Didi: I currently earn between Rs. 4.5 to 5 lakhs, Sir.

Prime Minister: Are you from this area?

Lakhpati Didi: Yes, I am.

Prime Minister: Then you should take everyone home.

Lakhpati Didi: I will, Sir. You should come along too.

Prime Minister: Yes, but who invites me? No one does.

Lakhpati Didi: I am an expert, Sir. My job is to help women, especially rural women, who often face difficulties in going to the bank or handling issues at home. I visit their homes and help them open their bank accounts.

Lakhpati Didi: Sir, let me share an example from yesterday. My daughter was asked at school where her mother was.

Prime Minister: Yes.

Lakhpati Didi: Sir, my child proudly said, “My mother has gone to Maharashtra to meet Modi Ji.” Sir, you once visited Nahan, and although I couldn’t meet you then, today I am very happy to have this opportunity. It’s a great honour for me, Sir.

Prime Minister: I used to visit Sirmaur quite often in the past.

Lakhpati Didi: In 2023, we celebrated the International Year of Millets. We received training in millets, Sir. Following that, we secured a building near the collectorate's district panchayat, where we now run a millet café. There are 38 women like us working there.

Prime Minister: How much do you earn?

Lakhpati Didi: Sir, my salary there is Rs 30,000. So, my total annual income is 3 lakh 30 thousand rupees.

Lakhpati Didi: I also work as a Pashu Sakhi and a health worker for NDD, Gujarat. I am a Lakhpati Didi myself, and 88 women work alongside me.

Lakhpati Didi: My group is called Jai Mata Di. I work as a Pashu Sakhi in the group, and in the village of Pathri, I work with 500 farmers.

Prime Minister: 500?

Lakhpati Didi: Yes, with 500 farmers.

Lakhpati Didi: My role is to provide loans to the SAG Didis and help them progress. I earn around 1 lakh 50 thousand rupees a year from this.

Prime Minister: 1.50 lakh?

Lakhpati Didi: Yes, Sir.

Prime Minister: Wow.

Lakhpati Didi: Sir, we are Amedian, and in our society, women weren’t allowed to go out. The condition of my household was very dire, Sir. But after joining the group, I got the job of Pashu Sakhi in the village Pathri. Today, I am a Lakhpati Didi, Sir.

Prime Minister: Where are you from?

Lakhpati Didi: From Meghalaya.

Prime Minister: Meghalaya. How many sisters are with you?

Lakhpati Didi: There are 10 of us in the group.

Prime Minister: Ten.

Lakhpati Didi: Yes, but we are doing a lot of work in the SHG pharmacy. I have just invested Rs 3.03 lakh at the SHG pharmacy.

Lakhpati Didi: Before we became part of this campaign, we had no name or identity. After joining, our dignity was enhanced. We became agricultural doctors and received training as Krishi Sakhis.

Lakhpati Didi: Now, we are known as Doctor Didis.

Prime Minister: How many animals do you take care of?

Lakhpati Didi: Sir, our block is very large. There are 20 of us working there, and we have made 470 Lakhpati Didis in that area.

Prime Minister: 470?

Lakhpati Didi: Yes.

Prime Minister: Wow, you’ve done an incredible job. Many congratulations to you.

Lakhpati Didi: Sir, in 2021, you planned to form 10,000 Farmer Producer Organizations. Under that initiative, we established Aatmanirbhar Mahila Farmer Producer Company Ltd. in Ichhawar. And in the very first year, we added 1,000 farmer sisters to the company.

Prime Minister: 1,000?

Lakhpati Didi: Yes, Sir.

Prime Minister: In a year?

Lakhpati Didi: Yes, Sir.

Lakhpati Didi: Greetings, Sir. My name is Rabia Bashir. I’m from District Kupwara in Jammu and Kashmir. I run a dairy farming business, and my current annual income is Rs 1.20 lakh. I am a Lakhpati myself, and I have helped 160 members become Lakhpatis as well.

Prime Minister: How many animals do you care for?

Lakhpati Didi: We currently care for 10 animals.

Lakhpati Didi: Jai Johar, Sir. Jai Chhattisgarh.

Prime Minister: Jai Johar.

Lakhpati Didi: Sir, we have an FPO (Farmer Producer Organisation) (inaudible). This project was established by the Government of India. So far, 15,800 sisters, known as Kisan Didis, have joined us. Each sister earns a commission of Rs 50,000- 60,000.

Prime Minister: How many sisters are with you?

Lakhpati Didi: We currently have 100 to 500 women with us.

Prime Minister: Okay.

Lakhpati Didi: I am Drone Didi.

Prime Minister: So everyone in the village must call you Drone Pilot.

Lakhpati Didi: Yes, there are 3 drone pilots in our district, and I’m one of them.

Lakhpati Didi: I have been a member of the SHG Jeevan Swayam Sahayata since 2019. Sir, we have 1,500 women with us.

Prime Minister: 1,500?

Lakhpati Didi: Yes, Sir. I speak Marathi. I can't speak much Hindi, Sir.

Prime Minister: You can speak in Marathi.

Lakhpati Didi: I have Mahua trees in my field. I run a business selling Mahua and also buy Mahua from the women in my group. In just two months, I have earned between Rs 2-2.5 lakh.

Prime Minister: Two lakh rupees?

Lakhpati Didi: Yes.

Prime Minister: And how many women are there in total? Five hundred?

Lakhpati Didi: 538

Lakhpati Didi: Sir, I’m speaking in Marathi.

Prime Minister: Yes, that’s fine.

Lakhpati Didi: I also have a tourism business. I own two tourist boats and take tourists on rides. I went to Kerala and observed their tourism business. Here, we women run this business ourselves. I have been operating my own tourist boat for the last three years and earn between 1-1.5 lakh rupees annually from it.

Prime Minister: Wow!

Lakhpati Didi: All of us women are working together to expand this business.

Lakhpati Didi: I am from Gondia district, from the Salekasa tribal area. I am a tribal woman, and I own an e-rickshaw, which I drive myself. I also use it to buy and sell goods in the village. I earn a profit of Rs 10,000 to Rs 12,000 per month.

Prime Minister: After listening to all of you, I feel that the number of Lakhpati Didis in the country is going to increase significantly. When people read and hear your stories, they will feel inspired. You should share your experiences with others—how it has been, how self-reliant you have become, and how much you can support your entire family. Moreover, your empowerment brings significant changes to the environment around you. Do you know what my goal is? You see, 1 crore Didis have already become Lakhpati Didis, and I aim to make 3 crore Lakhpati Didis. So, you must help explain this to others. Will you do that?

Lakhpati Didi: Yes, Sir.

Prime Minister: Are you sure?

Lakhpati Didi: Yes.

Prime Minister: Well done. Thank you.

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Prime Minister Narendra Modi addressed the 5th National Conference of Chief Secretaries in Delhi, earlier today. The three-day Conference was held in Pusa, Delhi from 26 to 28 December, 2025.

Prime Minister observed that this conference marks another decisive step in strengthening the spirit of cooperative federalism and deepening Centre-State partnership to achieve the vision of Viksit Bharat.

Prime Minister emphasised that Human Capital comprising knowledge, skills, health and capabilities is the fundamental driver of economic growth and social progress and must be developed through a coordinated Whole-of-Government approach.

The Conference included discussions around the overarching theme of ‘Human Capital for Viksit Bharat’. Highlighting India's demographic advantage, the Prime Minister stated that nearly 70 percent of the population is in the working-age group, creating a unique historical opportunity which, when combined with economic progress, can significantly accelerate India's journey towards Viksit Bharat.

Prime Minister said that India has boarded the “Reform Express”, driven primarily by the strength of its young population, and empowering this demographic remains the government’s key priority. Prime Minister noted that the Conference is being held at a time when the country is witnessing next-generation reforms and moving steadily towards becoming a major global economic power.

He further observed that Viksit Bharat is synonymous with quality and excellence and urged all stakeholders to move beyond average outcomes. Emphasising quality in governance, service delivery and manufacturing, the Prime Minister stated that the label "Made in India' must become a symbol of excellence and global competitiveness.

Prime Minister emphasised the need to strengthen Aatmanirbharta, stating that India must pursue self-reliance with zero defect in products and minimal environmental impact, making the label 'Made in India' synonymous with quality and strengthen our commitment to 'Zero Effect, Zero Defect.’ He urged the Centre and States to jointly identify 100 products for domestic manufacturing to reduce import dependence and strengthen economic resilience in line with the vision of Viksit Bharat.

Prime Minister emphasised the need to map skill demand at the State and global levels to better design skill development strategies. In higher education too, he suggested that there is a need for academia and industry to work together to create high quality talent.

For livelihoods of youth, Prime Minister observed that tourism can play a huge role. He highlighted that India has a rich heritage and history with a potential to be among the top global tourist destinations. He urged the States to prepare a roadmap for creating at least one global level tourist destination and nourishing an entire tourist ecosystem.

PM Modi said that it is important to align the Indian national sports calendar with the global sports calendar. India is working to host the 2036 Olympics. India needs to prepare infrastructure and sports ecosystem at par with global standards. He observed that young kids should be identified, nurtured and trained to compete at that time. He urged the States that the next 10 years must be invested in them, only then will India get desired results in such sports events. Organising and promoting sports events and tournaments at local and district level and keeping data of players will create a vibrant sports environment.

PM Modi said that soon India would be launching the National Manufacturing Mission (NMM). Every State must give this top priority and create infrastructure to attract global companies. He further said that it included Ease of Doing Business, especially with respect to land, utilities and social infrastructure. He also called upon states to encourage manufacturing, boost ‘Ease of Doing Business’ and strengthen the services sector. In the services sector, PM Modi said that there should be greater emphasis on other areas like Healthcare, education, transport, tourism, professional services, AI, etc. to make India a Global Services Giant.

Prime Minister also emphasized that as India aspires to be the food basket of the world, we need to shift to high value agriculture, dairy, fisheries, with a focus on exports. He pointed out that the PM Dhan Dhanya Scheme has identified 100 districts with lower productivity. Similarly, in learning outcomes States must identify the lowest 100 districts and must work on addressing the issues around the low indicators.

PM also urged the States to use Gyan Bharatam Mission for digitization of manuscripts. He said that States may start a Abhiyan to digitize such manuscripts available in States. Once these manuscripts are digitized, Al can be used for synthesizing the wisdom and knowledge available.

Prime Minister noted that the Conference reflects India’s tradition of collective thinking and constructive policy dialogue, and that the Chief Secretaries Conference, institutionalised by the Government of India, has become an effective platform for collective deliberation.

Prime Minister emphasised that States should work in tandem with the discussions and decisions emerging from both the Chief Secretaries and the DGPs Conferences to strengthen governance and implementation.

Prime Minister suggested that similar conferences could be replicated at the departmental level to promote a national perspective among officers and improve governance outcomes in pursuit of Viksit Bharat.

Prime Minister also said that all States and UTs must prepare capacity building plan along with the Capacity Building Commission. He said that use of Al in governance and awareness on cyber security is need of the hour. States and Centre have to put emphasis on cyber security for the security of every citizen.

Prime Minister said that the technology can provide secure and stable solutions through our entire life cycle. There is a need to utilise technology to bring about quality in governance.

In the conclusion, Prime Minister said that every State must create 10-year actionable plans based on the discussions of this Conference with 1, 2, 5 and 10 year target timelines wherein technology can be utilised for regular monitoring.

The three-day Conference emphasised on special themes which included Early Childhood Education; Schooling; Skilling; Higher Education; and Sports and Extracurricular Activities recognising their role in building a resilient, inclusive and future-ready workforce.

Discussion during the Conference

The discussions during the Conference reflected the spirit of Team India, where the Centre and States came together with a shared commitment to transform ideas into action. The deliberations emphasised the importance of ensuring time-bound implementation of agreed outcomes so that the vision of Viksit Bharat translates into tangible improvements in citizens’ lives. The sessions provided a comprehensive assessment of the current situation, key challenges and possible solutions across priority areas related to human capital development.

The Conference also facilitated focused deliberations over meals on Heritage & Manuscript Preservation and Digitisation; and Ayush for All with emphasis on integrating knowledge in primary healthcare delivery.

The deliberations also emphasised the importance of effective delivery, citizen-centric governance and outcome-oriented implementation to ensure that development initiatives translate into measurable on-ground impact. The discussions highlighted the need to strengthen institutional capacity, improve inter-departmental coordination and adopt data-driven monitoring frameworks to enhance service delivery. Focus was placed on simplifying processes, leveraging technology and ensuring last-mile reach so that benefits of development reach every citizen in a timely, transparent and inclusive manner, in alignment with the vision of Viksit Bharat.

The Conference featured a series of special sessions that enabled focused deliberations on cross-cutting and emerging priorities. These sessions examined policy pathways and best practices on Deregulation in States, Technology in Governance: Opportunities, Risks & Mitigation; AgriStack for Smart Supply Chain & Market Linkages; One State, One World Class Tourist Destination; Aatmanirbhar Bharat & Swadeshi; and Plans for a post-Left Wing Extremism future. The discussions highlighted the importance of cooperative federalism, replication of successful State-level initiatives and time-bound implementation to translate deliberations into measurable outcomes.

The Conference was attended by Chief Secretaries, senior officials of all States/Union Territories, domain experts and senior officers in the centre.