Today, India’s former Vice President and respected statesman Shri M. Venkaiah Naidu Garu turns 75. I wish him a long and healthy life and also extend my greetings to all his well-wishers and supporters. This is an occasion to celebrate a leader whose life journey showcases dedication, adaptability and an unwavering commitment to public service. From his early days in the political arena to his tenure as Vice President, Venkaiah Garu’s career exemplifies his unique ability to navigate the complexities of Indian politics with ease and humility. His eloquence, wit and steadfast focus on developmental issues have earned him respect across party lines.

Venkaiah Garu and I have been associated with each other for decades. We have worked together and I have also learnt a lot from him. If there is one thing that has remained common in his life, it is the love for people. His brush with activism and politics began in Andhra Pradesh with student politics as a student leader. Considering his talent, oratory and organisational skills, he would have been welcomed in any political party but he preferred to work with the Sangh Parivar because he was inspired by the vision of Nation First. He was associated with the RSS, ABVP and then strengthened the Jana Sangh and the BJP.

When the Emergency was imposed almost 50 years ago, young Venkaiah Garu immersed himself in the anti-Emergency movement. He was imprisoned and that too for inviting Loknayak JP to Andhra Pradesh. This commitment to democracy would be seen time and again in his political career. In the mid-1980s, when the great NTR’s Government was unceremoniously dismissed by the Congress, he was again at the forefront of the movement to protect democratic principles.

Venkaiah Garu has always been comfortable swimming even against the most formidable tides. In 1978, Andhra Pradesh voted for the Congress but he beat the trend and was elected as a young MLA. Five years later, when the NTR Tsunami swept the state, he got elected as a BJP MLA, thus paving the way for the BJP’s growth across the state.

All those who have heard Venkaiah Garu speak will vouch for his oratory skills. He is certainly a wordsmith but he is as much a worksmith. Since his days as a young MLA, he began to be respected for the rigour he put in to legislative affairs and speaking for people of his constituency. No less than a stalwart like NTR noted his talent and even wanted him to join his Party but Venkaiah Garu refused to deviate from his core ideology. He went on to play a big role in strengthening the BJP in Andhra Pradesh, going across the villages and connecting with people from all walks of life. He led the Party on the floor of the Assembly and even became the AP BJP President.

It was in the 1990s that the BJP central leadership took note of Venkaiah Garu’s efforts and thus in 1993 began his stint in national politics when he was appointed the Party’s All India General Secretary. It was truly a remarkable moment for a man, who as a teenager would go around announcing the visits of Atal Ji and Advani Ji, to be working directly with them. As the General Secretary, he was focused on how to bring our Party to power and ensure that the nation get their first ever BJP Prime Minister. After the move to Delhi, there was no looking back and he rose to become the National President of the Party.

In 2000, when Atal Ji was keen to induct Venkaiah Garu in the government as a Minister, Venkaiah Garu instantly conveyed his preference for the Rural Development Ministry. This left everyone including Atal Ji puzzled. After all, here was a leader who was being asked which portfolio he wants and his first choice was Rural Development. But, Venkaiah Garu was clear- he was a Kisan Putra, he had spent his early days in the villages and thus, if there was one area he wished to work, it was rural development. As Minister, he was closely associated with the conception and rolling out of the ‘Pradhan Mantri Gramin Sadak Yojana.’ Years later, when the NDA Government of 2014 assumed office, he handled the crucial portfolios of Urban Development, Housing and Urban Poverty Alleviation. It was during his tenure that we launched the important Swachh Bharat Mission and important urban development related schemes. Perhaps, he is one of the only leaders to have worked for both rural and urban development for such an extensive period.

When I came to Delhi in 2014, I was an outsider to the national capital, having worked in Gujarat for the previous decade and a half. In such times, Venkaiah Garu’s insights were very handy. He was an effective Parliamentary Affairs Minister - he knew the essence of bipartisanship but at the same time he drew a line when it came to Parliamentary norms and rules.

In 2017, our Alliance nominated him as our Vice-Presidential candidate. We faced a dilemma – we thought about how the big shoes of Venkaiah Garu would be impossible to fill, but at the same time, we also knew there was no better candidate for the Vice Presidency than him. I can never forget one of the speeches he gave when he resigned as Minister and MP. He could not control his tears when he recalled his association with the Party and efforts to build it. It gave a glimpse of his deep-rooted commitment and passion. Upon becoming the Vice President, he undertook various steps that also enhanced the dignity of the office. He was an outstanding Chairperson of the Rajya Sabha, ensuring that young MPs, women MPs and first time MPs get the opportunity to speak. He put great emphasis on attendance, making the Committees more effective and also raising the level of debate in the House.

When the decision to remove Articles 370 and 35(A) were placed on the floor of the Rajya Sabha, it was Venkaiah Garu who was on the Chair. I am sure it was such an emotional moment for him- the young boy who was drawn to Dr. Syama Prasad Mookerjee’s dream of a united India was on the Chair when this was finally achieved.

Apart from work and politics, Venkaiah Garu is a voracious reader and writer too. For the people in Delhi, he is known as the person who brought the glorious Telugu culture to the city. His Ugadi and Sankranti programmes are clearly among the most cherished gatherings in town. I have always known Venkaiah Garu as someone who loves food and also hosting people. But, off late, his self-control has also been visible to everyone. His commitment to fitness is seen in how he still plays badminton and enjoys his brisk walk.

Even after the Vice Presidency, Venkaiah Garu has led an active public life. On the issues that he is passionate about or on various developments that take place across the nation, he calls me and asks me about it. I met him most recently when our government returned to office for the third term. He was delighted and conveyed his best wishes to me and our team. I wish him once again on this milestone. I hope young Karyakartas, elected representatives and all those who have a passion to serve learn from his life and imbibe those values. It is people like him who make our nation better and more vibrant.

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ফাইনান্সিএল ইনক্লুজনগী চহি তরাগী খুজিং অমা – পি.এম. জন ধন য়োজনা
August 28, 2024

Today marks a decade since the Pradhan Mantri Jan Dhan Yojana was launched. For me, this initiative was more than just a policy - it was an endeavour to build an India where each and every citizen, irrespective of one’s economic background, has access to the formal banking apparatus.

Many of you, especially the youth, would be thinking- why does this matter so much? After all, in this age, having a bank account would be very basic and even taken for granted. However, when we assumed office in 2014, the situation was very different. It was almost 65 years since Independence, but access to banking was a distant dream for almost half of our households. Theirs was a world where savings were kept at home, vulnerable to loss and theft. Access to credit was often at the mercy of predatory lenders. The absence of financial security held back so many dreams.

This problem becomes even more ironical considering the fact that four and a half decades ago, banks were nationalised by the then (Congress) Government and that too in the name of the poor! Yet, the poor never got access to banking.

When the Jan Dhan Yojana was rolled out, I remember the scepticism that surrounded it too. Some people asked- could it really be possible to bring such a large number of people into the banking system? Will this effort lead to any concrete changes? Yes. The scale of the challenge was enormous, but so was the determination of the people of India to ensure it becomes a reality.

The success of the Jan Dhan Yojana has two parts to it. One is in the numbers:

Today, over 53 crore people who never imagined they would enter a bank have bank accounts.

These accounts have a deposit balance of over Rs. 2.3 lakh crore.

Over 65% of the accounts are either in rural or semi-urban areas, thus taking the movement of financial inclusion outside the metros.

Direct transfers worth almost Rs. 39 lakh crore have taken place.

But, the second part goes beyond the impressive numbers.

Jan Dhan Yojana has proven to be game-changing as far as women's empowerment is concerned. Almost 30 crore women have been brought into the banking system.

Likewise, the benefits of the scheme and the other benefits that come thanks to a bank account have positively impacted crores of SC, ST and OBC families. They have also benefitted those families who belong to the middle and Neo-middle classes. Had it not been for the Jan Dhan Yojana, the MUDRA Yojana, or the social security schemes of the Government, namely the Pradhan Mantri Jeevan Jyoti Bima Yojana, Pradhan Mantri Suraksha Bima Yojana and the Atal Pension Yojana would never have been as impactful.

Jan Dhan also became a vital pillar of the JAM Trinity- Jan Dhan, Aadhaar and Mobile. The landmark contribution of this trinity was to eliminate the scourge of middlemen and touts who, for decades, thrived in public loot. It is this trinity that ensured a stunning digital payments revolution in India, especially in the middle and later years of the last decade. The very same elements who doubted the relevance of a scheme like Jan Dhan were yet again mocking the need for digital payments in a nation like ours. But, once again, they underestimated the collective resolve of our people. India’s digital payments success story is noted world over. Over 40% of real time digital payments in the world happen in India!

A bank account has ensured hassle-free and direct transfer in almost all the government's flagship schemes, be it Ayushman Bharat, PM-Kisan for farmers, PM SVANidhi for street vendors and more. I am also reminded of the years of 2020 and 2021, when the once in a lifetime COVID-19 pandemic was at its peak. Had it not been for banking inclusion, the subsidies would not have been able to reach the intended beneficiaries.

The life journeys of those who benefitted due to this scheme are very touching and inspiring. PM Jan Dhan Yojana personifies dignity, empowerment and the opportunity to participate in the economic life of the nation. The foundations laid by this scheme are strong, but we have even more work to do! We will continue to build on this success to build a Viksit Bharat.

Today is also the occasion to congratulate each and every beneficiary of this scheme and laud the efforts of the countless banking staff who made financial inclusion their mission and ensured a better life for their fellow Indians!