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Prime Minister Shri Narendra Modi today joined stakeholders from Banks and NBFCs to discuss and deliberate on vision and roadmap for the future.

The crucial role of the financial and banking system of supporting growth was discussed. It was noted that the small entrepreneurs, SHGs, farmers should be motivated to use institutional credit to meet their credit needs and grow. Each bank needs to introspect and take a relook at its practices to ensure stable credit growth. Banks should not treat all proposals with the same yardstick and need to distinguish and identify bankable proposals and to ensure that they get access to funding on their merit and don’t suffer in the name of past NPAs

It was emphasised that the Government is firmly behind the banking system. The government is ready to take any steps necessary to support it and promote its growth.

Banks should adopt fintech like centralised data platforms, digital documentation and collaborative use of information to move towards digital acquisition of customers. This will help increase credit penetration, increase ease for customers, lower costs for banks and also reduce frauds.

India has built a robust, low cost infrastructure which enables every Indian to undertake digital transactions of any size with great ease. Banks and Financial Institutions should actively promote the use of RUPAY and UPI amongst its customers.  

The progress of schemes like emergency credit line for MSME, additional KCC cards, liquidity window for NBFC and MFI was also reviewed. While it was noted that significant progress has been made in most schemes, banks need to be proactive and actively engage with the intended beneficiaries to ensure that the credit support reaches them in a timely manner during this period of crisis.

20 વર્ષની સેવા અને સમર્પણ દર્શાવતા 20 ચિત્રો.
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‘ચલતા હૈ’ નું વલણ છોડી દઈને ‘બદલ સકતા હૈ’ વિચારવાનો સમય પાકી ગયો છે: વડાપ્રધાન મોદી

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‘ચલતા હૈ’ નું વલણ છોડી દઈને ‘બદલ સકતા હૈ’ વિચારવાનો સમય પાકી ગયો છે: વડાપ્રધાન મોદી
Business optimism in India at near 8-year high: Report

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Parliament session should be judged on work done and discussions held, not disruptions: PM
November 29, 2021
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Namaskar friends,

This session of Parliament is very important. The country is celebrating the Amrit Mahotsav of freedom. Ordinary citizens from across India are pitching in by organizing several programs and taking steps to fulfill the dreams of the freedom fighters in the public and national interest during the Amrit Mahotsav of freedom. These stories are a good sign for the bright future of India.

Recently, the entire country made a resolution on Constitution Day to fulfill the spirit of the Constitution with a new resolution. In this context, all of us and every citizen of the country would like this session and subsequent sessions of Parliament to hold discussions in the interest of the country and find new ways for the development of the country according to the spirit of the freedom fighters and the Amrit Mahotsav of freedom. This session should be rich in ideas and positive debates should have far-reaching impact. I hope the Parliament should be judged how it functions and its significant contributions rather than who disrupted Parliament forcefully. This cannot be the benchmark. The benchmark would be how many hours the Parliament worked and how much positive work was done. The government is willing to discuss every issue with an open mind. The government is ready to answer every question. And we would like that there should be questions in Parliament and peace should also prevail.

Voices against government policies should be forceful but the dignity of Parliament and the Chair should be upheld. We should maintain the sort of conduct that will inspire younger generations. Since the last session, the country has administered more than 100 crore Covid vaccine doses and we are now moving fast towards the figure of 150 crores. We should be alert to the new variant. I also request all the members of Parliament and to you also to be alert, because everyone’s health is our priority in this hour of crisis.

A scheme to provide food grains free of cost under the Pradhan Mantri Garib Kalyan Yojana is going on so that more than 80 crore citizens of the country do not suffer any more during this Corona period. Now it has been extended till March 2022. The scheme costing about 2.60 lakh crore rupees takes care of the concerns of more than 80 crore countrymen so that the stove of the poor keeps on burning. I hope we take expeditious decisions together in the interest of the country in this session and fulfill the wishes and expectations of the common man. This is my expectation. Thank you very much.