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Uttar Pradesh has greatly benefitted from PM SVANidhi scheme: PM
Banks are reaching the doorsteps of poor to provide loans for helping the latter start their ventures: PM
For the first time since independence street vendors are getting unsecured affordable loans: PM Modi

The Prime Minister Shri Narendra Modi interacted with beneficiaries of PM SVANIDHI Yojana from Uttar Pradesh through video conferencing.

The Prime Minister while interacting with the beneficiaries gave suggestions on benefits of digital payment and how to get cashback benefits. He also said with this money one can have proper education and a better career.

Later in his address, the Prime Minister said earlier it was difficult for even the salaried people to approach the banks for loans while the poor and the street vendors could not even think of approaching the bank. But now, he said, the banks are reaching the doorsteps of people to provide loans for helping the latter start their ventures.

The Prime Minister wished the beneficiaries and lauded the bankers for their efforts. He said their efforts will help the poor celebrate their festivals. He said this day is an important day for AatmaNirbhar Bharat and the day to honour the street vendors. He said the nation recognizes their contribution towards self-reliant India. He said when the Corona pandemic broke out, other nations were concerned how their workers would cope, but in our country our workers have proved that they can surmount any challenge and can fight back and win.

The Prime Minister said the Government launched the Garib Kalyan Yojana with a package of Rs 1 Lakh 70 thousadnd crores to mitigate the sufferings of the poor during the pandemic. He said in the economic stimulus of Rs 20 lakh crores the focus was on the poor. He expressed happiness that the street vendors can resume their work and become self-sufficient again.

Shri Narendra Modi appreciated the speed with which the scheme is being implemented across the country. The Prime Minister said there is no need for a guarantor for the loans under the Svanidhi Scheme and that the provision of loans is hassle free. One can upload the application online oneself at any common service center or Municipal office or by going to a bank.

The Prime Minister said for the first time since independence street vendors are getting unsecured affordable loans. He said the maximum applications of urban street vendors have come from UP. He said under this scheme, out of the 25 lakh loan applications received in the country, more than 6.5 lakh applications are from UP alone. Out of the 6.5 lakh applications received from UP, 4.25 lakh applications have been approved. He said that stamp duty has been exempted for the loan agreement of Swanidhi Yojana in UP.

The Prime Minister thanked the Government of UP for providing financial assistance of Rs 1000 to 6 lakh street vendors during the pandemic.

He said that most of the street vendors who were given the loan through the Swanidhi scheme are repaying their loan on time proving that small time borrowers do not compromise on their honesty & sincerity.

The Prime Minister urged the need to spread awareness about the scheme to as many people as possible. He said under this scheme there will also be a 7 percent discount on interest on timely repayment and there will be Rs 100 cashback a month on digital transactions.

The Prime Minister remarked that people doubted the efficacy of the Jan Dhan accounts but that the same today are helping the poor at the time of crisis.

He listed the initiatives of the Government for the welfare of the poor.

On this occasion the Prime Minister assured the street vendors, workers and farmers that the country will leave no stone unturned to advance their business and improve their life.

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PM delivers video message to Joint Conference of CVC and CBI
October 20, 2021
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“In the last 6-7 years, the government has succeeded in instilling the confidence that it is possible to contain corruption”
“Today there is political will to attack corruption and continuous improvement is also being carried out at the administrative level”
“New India Innovates, Initiates and Implements. New India is no longer ready to accept that corruption is part of the system. It wants its systems transparent, processes efficient and governance smooth.”
“Government undertook the task of reduction of government interference in the lives of the common people in a mission mode by simplifying the government procedures”
“Approach of trust and technology has strengthened efficient governance and ease of doing business”
“Along with technology and alertness- simplicity, clarity, transparency in the processes will go a long way for preventive vigilance. This will simplify our work and save the resources of the nation”
“Ensure that there is no safe haven for anyone anywhere who deceives the country and countrymen”
“CVC and CBI and other anti-corruption institutions should remove such processes that come in the way of new India”

The Prime Minister, Shri Narendra Modi delivered a video message to the joint conference of CVC and CBI today. The Conference is taking place at Kevadia, Gujarat.

The Prime Minister noted that the deliberations of the conference are taking place in Kevadia, a place marked by the presence of Sardar Patel, who gave the highest priority to making governance the basis of India’s progress, public concerns and public welfare. “Today, when India is moving towards attaining its grand goals during the Amrit Kaal. Today when we are committed to strengthening pro-people and proactive governance, your action-oriented diligence will give strength to the ideals of Sardar Saheb”, the Prime Minister told the gathering.

The Prime Minister called upon the officers of CBI and CVC to rededicate themselves to abolish corruption from all walks of national life. He said corruption takes away the rights of people and hinders the pursuit of justice for all, nation’s progress and affects the collective power of the nation.

The Prime Minister emphasized that in the last 6-7 years, the government has succeeded in instilling the confidence that it is possible to contain corruption. He said that there is trust that people can get the benefit of the government schemes without middlemen and bribes. Now people feel that corrupt, howsoever mighty, will not be spared, wherever they go. “Earlier, the way the governments and systems were run, they lacked both political and administrative will. Today there is the political will to attack corruption and continuous improvement is also being carried out at the administrative level” he said. Talking about changed India, Shri Modi pointed out “Today, India of the 21st century, along with modern thinking, emphasizes the use of technology for the benefit of humanity. New India Innovates, Initiates and Implements. New India is no longer ready to accept that corruption is part of the system. It wants its system transparent, process efficient and governance smooth.”

Charting the government’s journey from maximum control and maximum damage to minimum government and maximum governance, the Prime Minister explained how his government undertook the task of reduction of government interference in the lives of the common people in a mission mode by simplifying the government procedures. The Prime Minister explained how the government stressed trust and technology to empower the citizens. He said that this government does not mistrust the citizens and that is why, many layers of verification of documents have been removed and many facilities like birth certificate, life certificate for pension are being delivered through technology without middlemen. Steps like the abolition of interviews in Group C and Group D recruitment, an online and faceless procedure in services ranging from gas cylinder booking to tax filing are reducing occasions for corruption.

The Prime Minister said this approach of trust and technology has strengthened efficient governance and ease of doing business. He remarked that many outdated rules regarding permissions and compliances for the businesses have been removed and, at the same time many strict laws in accordance with present-day challenges have been brought. He remarked that much more compliance requirements are intended to be removed and said that most of the permissions and compliances have been made faceless and procedures like self-assessment and self-declaration are being encouraged. GeM, the government e-marketplace has brought transparency in e-tendering. Digital footprints are making investigations easy. Similarly, PM Gati Shakti National Master Plan will remove many difficulties related to decision making. He emphasized that in this march of trust and technology country’s trust in the institutions and officers of CVC, CBI is critical. “We should always keep the motto of nation-first foremost and always judge our work on the touchstone of public welfare and public concern”, he said. He added he will always back such a ‘karamyogi’ whose actions meet these criteria.

The Prime Minister shared his views on ‘preventive vigilance’. He said that preventive vigilance can be achieved with alertness and can be strengthened through technology and experience. Along with technology and alertness- simplicity, clarity, transparency in the processes will go a long way for preventive vigilance. This will simplify our work and save the resources of the nation, he said.

The Prime Minister exhorted the officer not to flinch from taking action against the corrupt and ensure that there is no safe haven for anyone who deceives the country and countrymen. He asked them to remove the fear of the system from the minds of the poorest of the poor. He also called for deliberation regarding technological challenges and cyber fraud.

Recalling his Independence Day call for simplification of laws and procedures, the Prime Minister called upon CVC and CBI and other anti-corruption institutions to remove such processes that come in the way of new India. “You need to strengthen New India’s policy of zero tolerance for corruption. You need to implement laws in a way that poor come close to the system and the corrupt moves out of it”, the Prime Minister concluded.