PM Modi's conversation with Lakhpati Didis in Jalgaon, Maharashtra

Published By : Admin | August 26, 2024 | 13:46 IST

Prime Minister: What kind of conversation takes place between those who have become "Lakhpati Didis" and those who have not?

Lakhpati Didi: The experiences and living conditions of those who have become Lakhpati Didis are markedly different. They become self-reliant, which enables them to manage their family expenses effectively. Sir, I also have two "Divyang Didis" (differently-abled sisters) whom I have supported. I feel immensely happy to see their progress.

Prime Minister: Did those 'Divyang Didis' also become Lakhpati Didis?

Lakhpati Didi: Yes, indeed. I helped them become Lakhpatis as well.

Prime Minister: What kind of work do they do?

Lakhpati Didi: One is in the Dona Pattal business, and the other runs a grocery shop. I, myself, am a Lakhpati CRP (Community Resource Person), earning between 3.5 half to 4 lakh rupees. I have also helped my sisters become Lakhpati CRPs.

Lakhpati Didi: I am already a Lakhpati, and I have recently helped 260 women become Lakhpatis too.

Prime Minister: You have become a Lakhpati Didi, which means how much do you earn in a year?

Lakhpati Didi: I earn 8 lakh rupees a year.

Prime Minister: 8 lakh rupees?

Lakhpati Didi: Yes, Sir.

Prime Minister: That’s double the income! How many years did it take you to achieve this?

Lakhpati Didi: I have just completed five years, Sir.

Prime Minister: The people of Assam must see you as a tremendous source of inspiration.

Lakhpati Didi: Yes, let's see. I have gone from being a zero to becoming a hero, Sir.

Prime Minister: Well done!

Lakhpati Didi: The name of my self-help group is Ati-uttamam Sakhi Mandal. We produce handmade and homemade beauty products, all crafted from household items. Platforms like Saras Mela, Vibrant Gujarat, and the Monsoon Festival have provided us with such great exposure, which has significantly increased the popularity of our products. In just one year, we have achieved a turnover of over 30 lakhs.

Prime Minister: 30 lakh rupees!

Lakhpati Didi: Our turnover exceeds 30 lakh rupees, and our net profit is over 12 lakh rupees, Sir.

Lakhpati Didi: Ten women jointly run a sanitary napkin company, Sir.

Prime Minister: How far is your village from Latur?

Lakhpati Didi: It is 20 kilometres away, Sir.

Prime Minister: 20 kilometres. How many women were involved when you first started?

Lakhpati Didi: There were 10 of us initially. No one was willing to join, and people were hesitant to even talk about sanitary napkins.

Prime Minister: What is your current turnover?

Lakhpati Didi: The turnover is Rs 5 lakh, Sir.

Prime Minister: How do you speak Hindi so fluently?

Lakhpati Didi: It just comes naturally, Sir, from speaking with others.

Prime Minister: Do you sell your products outside of Maharashtra?

Lakhpati Didi: No, Sir, we only operate within Maharashtra at the moment. I am very grateful for the women’s empowerment programme and the employment opportunities we have received, Sir. You have played a crucial role in this. We are simply the medium; you have paved the entire path. We just have to walk it.

Lakhpati Didi: I have been working as a Bank Sakhi since 2017.

Prime Minister: How much do you earn now?

Lakhpati Didi: I currently earn between Rs. 4.5 to 5 lakhs, Sir.

Prime Minister: Are you from this area?

Lakhpati Didi: Yes, I am.

Prime Minister: Then you should take everyone home.

Lakhpati Didi: I will, Sir. You should come along too.

Prime Minister: Yes, but who invites me? No one does.

Lakhpati Didi: I am an expert, Sir. My job is to help women, especially rural women, who often face difficulties in going to the bank or handling issues at home. I visit their homes and help them open their bank accounts.

Lakhpati Didi: Sir, let me share an example from yesterday. My daughter was asked at school where her mother was.

Prime Minister: Yes.

Lakhpati Didi: Sir, my child proudly said, “My mother has gone to Maharashtra to meet Modi Ji.” Sir, you once visited Nahan, and although I couldn’t meet you then, today I am very happy to have this opportunity. It’s a great honour for me, Sir.

Prime Minister: I used to visit Sirmaur quite often in the past.

Lakhpati Didi: In 2023, we celebrated the International Year of Millets. We received training in millets, Sir. Following that, we secured a building near the collectorate's district panchayat, where we now run a millet café. There are 38 women like us working there.

Prime Minister: How much do you earn?

Lakhpati Didi: Sir, my salary there is Rs 30,000. So, my total annual income is 3 lakh 30 thousand rupees.

Lakhpati Didi: I also work as a Pashu Sakhi and a health worker for NDD, Gujarat. I am a Lakhpati Didi myself, and 88 women work alongside me.

Lakhpati Didi: My group is called Jai Mata Di. I work as a Pashu Sakhi in the group, and in the village of Pathri, I work with 500 farmers.

Prime Minister: 500?

Lakhpati Didi: Yes, with 500 farmers.

Lakhpati Didi: My role is to provide loans to the SAG Didis and help them progress. I earn around 1 lakh 50 thousand rupees a year from this.

Prime Minister: 1.50 lakh?

Lakhpati Didi: Yes, Sir.

Prime Minister: Wow.

Lakhpati Didi: Sir, we are Amedian, and in our society, women weren’t allowed to go out. The condition of my household was very dire, Sir. But after joining the group, I got the job of Pashu Sakhi in the village Pathri. Today, I am a Lakhpati Didi, Sir.

Prime Minister: Where are you from?

Lakhpati Didi: From Meghalaya.

Prime Minister: Meghalaya. How many sisters are with you?

Lakhpati Didi: There are 10 of us in the group.

Prime Minister: Ten.

Lakhpati Didi: Yes, but we are doing a lot of work in the SHG pharmacy. I have just invested Rs 3.03 lakh at the SHG pharmacy.

Lakhpati Didi: Before we became part of this campaign, we had no name or identity. After joining, our dignity was enhanced. We became agricultural doctors and received training as Krishi Sakhis.

Lakhpati Didi: Now, we are known as Doctor Didis.

Prime Minister: How many animals do you take care of?

Lakhpati Didi: Sir, our block is very large. There are 20 of us working there, and we have made 470 Lakhpati Didis in that area.

Prime Minister: 470?

Lakhpati Didi: Yes.

Prime Minister: Wow, you’ve done an incredible job. Many congratulations to you.

Lakhpati Didi: Sir, in 2021, you planned to form 10,000 Farmer Producer Organizations. Under that initiative, we established Aatmanirbhar Mahila Farmer Producer Company Ltd. in Ichhawar. And in the very first year, we added 1,000 farmer sisters to the company.

Prime Minister: 1,000?

Lakhpati Didi: Yes, Sir.

Prime Minister: In a year?

Lakhpati Didi: Yes, Sir.

Lakhpati Didi: Greetings, Sir. My name is Rabia Bashir. I’m from District Kupwara in Jammu and Kashmir. I run a dairy farming business, and my current annual income is Rs 1.20 lakh. I am a Lakhpati myself, and I have helped 160 members become Lakhpatis as well.

Prime Minister: How many animals do you care for?

Lakhpati Didi: We currently care for 10 animals.

Lakhpati Didi: Jai Johar, Sir. Jai Chhattisgarh.

Prime Minister: Jai Johar.

Lakhpati Didi: Sir, we have an FPO (Farmer Producer Organisation) (inaudible). This project was established by the Government of India. So far, 15,800 sisters, known as Kisan Didis, have joined us. Each sister earns a commission of Rs 50,000- 60,000.

Prime Minister: How many sisters are with you?

Lakhpati Didi: We currently have 100 to 500 women with us.

Prime Minister: Okay.

Lakhpati Didi: I am Drone Didi.

Prime Minister: So everyone in the village must call you Drone Pilot.

Lakhpati Didi: Yes, there are 3 drone pilots in our district, and I’m one of them.

Lakhpati Didi: I have been a member of the SHG Jeevan Swayam Sahayata since 2019. Sir, we have 1,500 women with us.

Prime Minister: 1,500?

Lakhpati Didi: Yes, Sir. I speak Marathi. I can't speak much Hindi, Sir.

Prime Minister: You can speak in Marathi.

Lakhpati Didi: I have Mahua trees in my field. I run a business selling Mahua and also buy Mahua from the women in my group. In just two months, I have earned between Rs 2-2.5 lakh.

Prime Minister: Two lakh rupees?

Lakhpati Didi: Yes.

Prime Minister: And how many women are there in total? Five hundred?

Lakhpati Didi: 538

Lakhpati Didi: Sir, I’m speaking in Marathi.

Prime Minister: Yes, that’s fine.

Lakhpati Didi: I also have a tourism business. I own two tourist boats and take tourists on rides. I went to Kerala and observed their tourism business. Here, we women run this business ourselves. I have been operating my own tourist boat for the last three years and earn between 1-1.5 lakh rupees annually from it.

Prime Minister: Wow!

Lakhpati Didi: All of us women are working together to expand this business.

Lakhpati Didi: I am from Gondia district, from the Salekasa tribal area. I am a tribal woman, and I own an e-rickshaw, which I drive myself. I also use it to buy and sell goods in the village. I earn a profit of Rs 10,000 to Rs 12,000 per month.

Prime Minister: After listening to all of you, I feel that the number of Lakhpati Didis in the country is going to increase significantly. When people read and hear your stories, they will feel inspired. You should share your experiences with others—how it has been, how self-reliant you have become, and how much you can support your entire family. Moreover, your empowerment brings significant changes to the environment around you. Do you know what my goal is? You see, 1 crore Didis have already become Lakhpati Didis, and I aim to make 3 crore Lakhpati Didis. So, you must help explain this to others. Will you do that?

Lakhpati Didi: Yes, Sir.

Prime Minister: Are you sure?

Lakhpati Didi: Yes.

Prime Minister: Well done. Thank you.

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India – Seychelles Joint Vision for Sustainability, Economic Growth and Security through Enhanced Linkages
February 09, 2026

At the invitation of Prime Minister Narendra Modi, the President of the Republic of Seychelles Dr. Patrick Herminie is on a State Visit to India from 5 to 10 February 2026.

President Herminie’s State Visit coming around 100 days after his inauguration signals the shared commitment of India and Seychelles to strengthen, expand and deepen our longstanding and multifaceted bilateral partnership. The State Visit has added significance as it coincides with the 50th year of Independence of Seychelles, and the 50th year of establishment of diplomatic relations between the two countries.

During their meeting on 9 February 2026, Prime Minister Modi and President Herminie had comprehensive and productive discussions covering the entire spectrum of bilateral relations. Prime Minister Modi congratulated President Herminie for his success in the elections held in October 2025. The two leaders reaffirmed that India and Seychelles, as close maritime neighbours, enjoy a special and time-tested partnership built on ties of history and kinship, and nurtured by the shared values of democracy and pluralism. The leaders acknowledged that Seychelles-India ties are people-centric and reinforce security and stability in the Western Indian Ocean Region. The leaders also reaffirmed Seychelles' role as an important pillar in India's Vision MAHASAGAR (Mutual and Holistic Advancement for Security and Growth Across Regions).

Recalling the rich and historic people-to-people ties connecting India and Seychelles, both leaders emphasized the need for closer engagement on national development priorities to enhance security, prosperity and well-being of the peoples of Seychelles and India.

President Herminie underlined India’s role as a trusted partner for Seychelles and the region. He expressed gratitude to India for the longstanding assistance and cooperation extended to Seychelles in achieving its development agenda.

Underlining the respective strengths of both nations and recognising the importance of the relationship, the two leaders announced a Joint Vision for Sustainability, Economic Growth and Security through Enhanced Linkages (SESEL).

Political Exchanges

The leaders acknowledged the importance of regular high-level political meetings, visits and consultations between Seychelles and India. Both sides agreed to intensify political and socio-economic engagements at leadership, Ministerial and Senior Official levels.

Both leaders agreed to deepen cooperation and intensify Parliamentary Exchanges between the two countries, including the sharing of best practices on parliamentary proceedings and capacity building.

Development Partnership

President Herminie acknowledged India’s steadfast support for the development and security needs and aspirations of Seychelles through lines of credit, grants, capacity building and high-impact community development projects (HICDP). Prime Minister Modi reaffirmed India’s commitment to remaining a pivotal and reliable partner in Seychelles’ national development agenda, with particular focus on sustainability, defence and maritime security, capacity building, resilience and inclusive growth.

Reaffirming their commitment to work closely to expand and intensify the people-centric development partnership between the two countries, India announced a ‘Special Economic Package’ of USD 175 million, which will include a blended financial assistance of USD 125 million in Rupee-denominated Line of Credit and USD 50 million in Grant assistance for development cooperation projects, capacity building for civilians and defence officials, maritime security, etc.

Recognising that India’s rapid digitalization is a force for good in the Global South, the two leaders agreed to work closely in the sphere of digital transformation. Noting the need for Seychelles to digitise governance for the benefit of its citizens, India agreed to undertake comprehensive efforts on the buildout of Digital Public Infrastructure (DPI), including digital payments, in accordance with the needs and requirements of Seychelles.

Cooperation in the fields of Health and Essential Commodities

President Herminie expressed gratitude to Prime Minister Modi for the donation of 10 ambulances (Basic Life Support and Advance Life Support). These ambulances, fitted with the latest equipment will support emergency health services in Seychelles. This gesture underlines the people-centric approach of the India-Seychelles partnership.

The two leaders agreed that recognition of Indian Pharmacopoeia (IP) by Seychelles would streamline procurement of quality assured essential medicines and facilitate access to affordable medicines through collaboration under India’s Jan Aushadhi initiative.

Both leaders agreed to:

• Implement training programmes and exchange visits in the area of mental health through institutional linkages.

• Support recruitment and deputation of medical specialists, nurses, paramedics and technicians from India to meet the needs of Seychelles.

• Strengthen bilateral cooperation in public health through exchange of visits and institutional linkages.

• Work together to support the construction of a new hospital in Seychelles.

Acknowledging that high cost of living remains a major concern for the Government of Seychelles, both leaders agreed to:

• Collaborate on long term augmentation of healthcare infrastructure of Seychelles, including measures to enhance affordability and reliable access to medicines and medical equipment.

• Work together to institutionalize a mechanism to procure quality and cost-effective food and essential commodities from India.

• President Herminie expressed gratitude to the Prime Minister Modi for the donation of 1000 metric tons of grains to Seychelles. This donation of food will strengthen food security in Seychelles and bring down the cost of food for the people of Seychelles.

Capacity Building, Human Resource Development and Institutional Linkages

President Herminie conveyed deep appreciation for India’s continued support to enhance Seychelles’ institutional and administrative competencies. Both sides underscored the strong cooperation in capacity building, including through the Indian Technical and Economic Cooperation (ITEC) programme, training programmes for civil servants, defence personnel, and health professionals. The leaders agreed to explore more training programmes and institutional linkages in policing, finance, agriculture, climate change, marine conservation, and other domains in line with the needs and requirements of Seychelles.

On education and vocational training, the leaders urged expansion of skill development initiatives, interactions between academic institutions and digital education platforms.

Both leaders agreed to:

• Implement the customised training programme for Seychellois civil servants in India through the National Centre for Good Governance (NCGG).

• Strengthen capacity building, cooperation and exchanges in the areas of cybersecurity and financial intelligence.

• Facilitate the deputation of experts from India to Seychelles, and capacity building in the areas of technology, health, education, renewable energy, law, auditing, maritime security, finance, land and infrastructure development, tax administration, women empowerment, fisheries and other realms of mutual interest.

• Advance capacity building and institutional linkages between India and Seychelles in the area of marine sciences and conservation through Government and non-Government institutions.

• Cooperate and collaborate for promotion of Micro, Small and Medium Enterprises (SMEs).

• Customise training programs according to the needs of Seychelles in collaboration with Sushma Swaraj Institute of Foreign Service.

Renewables, Climate Action, and Sustainability

Both sides reaffirmed their commitment to deepen cooperation in renewable energy and climate resilience, including through innovative clean energy solutions. President Herminie acknowledged India’s steadfast support in assisting Seychelles to achieve its renewable energy objectives. He noted that the solar power projects implemented under the aegis of the International Solar Alliance, with the support of the Government of India, have delivered tangible and community-level benefits, particularly in the agriculture and healthcare sectors of Seychelles.

In order to further deepen the cooperation in the areas of preparedness and mitigation of effects of climate change, both leaders agreed to support the implementation of Multi-Hazard Early Warning Systems in Seychelles.

India agreed to extend technical assistance to Seychelles in managing its power grid, in support of the country’s transition to a green public transport system. Both sides also agreed to explore new avenues of cooperation and projects in energy conservation, sustainability, renewable energy and green mobility domains to cater to the needs of Seychelles.

Both leaders acknowledged that access to finance remains a key challenge for SIDS such as Seychelles. President Herminie expressed his hope that Seychelles can continue to rely on India’s strong and constructive voice in international platforms to support consideration of multidimensional vulnerability, including the Multidimensional Vulnerability Index (MVI), as a complementary and important analytical tool, while taking into account equity, Common But Differentiated Responsibilities and Respective Capabilities (CBDR-RC), and nationally determined needs in relevant engagements with Multilateral Development Banks, International Financial Institutions, and UN development partners.

Both leaders agreed that Seychelles would join the Coalition for Disaster Resilient Infrastructure (CDRI).

Trade, Investment, Connectivity and Tourism

President Herminie stressed the need for Indian companies and businesses to see Seychelles as a major investment hub and benefit from trade and business opportunities offered by Seychelles in the affordable housing, digital technology and AI, financial services, blue economy, tourism and fisheries sectors.

Both leaders acknowledged that direct flights increased the number of Indian tourists visiting Seychelles. They underlined that the increase in tourists visiting from India has strengthened the resilience of the tourism sector in Seychelles. Further, both sides agreed to work together to explore enhancing more flight connectivity between the two countries.

The leaders underscored the need for exploiting the full potential of bilateral trade for the shared objective of economic growth and prosperity of Seychelles and India.

Cooperation in Hydrography

Both leaders agreed to step up bilateral cooperation in the field of hydrography to support Seychelles’ efforts in accelerating its blue economy growth through the conduct of more joint hydrographic surveys. In this regard, Seychelles will establish a Seychelles Hydrographic Unit (SHU) with Indian assistance. To give direction and momentum to this area of bilateral cooperation, it was decided that the 3rd JCM on Hydrography will be held in Seychelles in early 2026.

Defence Cooperation and Maritime Security

Prime Minister Modi and President Herminie underlined that maritime security and defence constituted a key and time-tested pillar of the bilateral partnership. Prime Minister Modi noted that Seychelles is an important maritime partner in India’s vision of MAHASAGAR (Mutual and Holistic Advancement for Security and Growth Across Regions) and reiterated India’s continued support and assistance to Seychelles in meeting its maritime security and defence needs.

Both leaders acknowledged that a strong Seychelles-India partnership in the maritime security and defence domain reinforces regional stability and security and advances the well-being and prosperity of the people of Seychelles and India.

The leaders further reaffirmed that Seychelles and India remain committed to ensuring a free, open, safe and secure Indian Ocean Region, underpinned by respect for international law, freedom of navigation and a rules-based maritime order. They reiterated their resolve to work closely to counteract maritime challenges such as piracy, smuggling of narcotics and human trafficking, illegal, unregulated and unreported fishing, and other transnational crimes, including those with linkages to organized crime and terrorism financing, and to reinforce peace, security and stability in the Indian Ocean Region through enhanced maritime domain awareness, information sharing, capacity building and coordinated operational management.

President Herminie conveyed his appreciation to Prime Minister Modi for the steadfast support to Seychelles for joint maritime surveillance, hydrography surveys, bilateral exercises, information sharing and capacity building for the Seychelles Defence Forces (SDF). Both leaders agreed to strengthen bilateral cooperation in the maritime security and defence sphere through customised training and provision of naval and air assets and transport vehicles.

Both leaders agreed to initiate the process to elevate institutional engagement in order to ensure greater effectiveness, enhanced coordination and higher-level engagement.

President Herminie appreciated India’s participation in Seychelles’ National Day celebrations through Indian Armed Forces contingents. Both sides agreed to continue this tradition for the 50th National Day celebrations.

President Herminie expressed gratitude to India for its continued support towards the refit of PS Zoroaster through grant assistance. He also acknowledged the recent donation of 10 utility vehicles and 5 sets of laser radial boats to Seychelles. This will cater to the logistical needs of the Seychelles Defence Forces.

Regional and Multilateral Cooperation

Acknowledging the role of regional mechanisms in furthering maritime security and addressing common challenges in the Indian Ocean Region, both leaders agreed to work closely to exchange views on issues of mutual interest.

Prime Minister Modi welcomed the decision of Seychelles to become a full member of the Colombo Security Conclave (CSC). He also expressed his gratitude to President Herminie for the support given by Seychelles to India for various candidatures to regional and international bodies. President Herminie reaffirmed Seychelles’ support for India’s permanent membership at the UN Security Council.

People-to-People and Cultural Ties

Recognising the deep historical ties between India and Seychelles, Prime Minister Modi and President Herminie highlighted the contributions of Seychellois of Indian heritage to the economic, social, and cultural fabric of Seychelles. Both leaders also acknowledged the contribution of Indian professionals to the economy and infrastructure of Seychelles. Both leaders agreed to institutionalise cooperation in the fields of culture, tourism, education, and youth engagement.

The two leaders expressed satisfaction at the comprehensive discussions covering all aspects of bilateral relations. They concluded the meeting with the shared understanding that the Seychelles-India partnership remains a cornerstone for stability and development in the Indian Ocean Region. They expressed confidence that the decisions taken today will elevate and strengthen the bilateral partnership and deliver tangible benefits to the peoples of both nations.

President Herminie thanked Prime Minister Modi for the warm hospitality extended on his State Visit to India. He also extended an invitation to Prime Minister Modi to undertake an official visit to Seychelles at a mutually convenient time.