Prime Minister Shri Narendra Modi launches LIC’s Bima Sakhi Yojana

Published By : Admin | December 9, 2024 | 16:30 IST
PM lays the foundation stone of the main campus of Maharana Pratap Horticultural University, Karnal
Our government has taken unprecedented steps for women empowerment in the last 10 years: PM
Today, India is moving forward with the resolve to develop by the year 2047: PM
To empower women, it is very important that they get ample opportunities to move forward and every obstacle in their way is removed: PM
Today, a campaign has started to make lakhs of daughters Bima Sakhis: PM

The Prime Minister Shri Narendra Modi today launched the ‘Bima Sakhi Yojana’ of Life Insurance Corporation, in line with his commitment to women empowerment and financial inclusion, in Panipat, Haryana. During the occasion, he also laid the foundation stone of the Main campus of Maharana Pratap Horticultural University, Karnal. Addressing the gathering, Shri Modi said that today India was taking another strong step towards women empowerment. He added that today being the 9th day of the month was special as number 9 was considered auspicious in our scriptures and was associated with the nine forms of Nav Durga, worshipped during the Navratri. He remarked that today is also a day of worship of Nari Shakti.

The Prime Minister recollected that it was on 9th December, the first meeting of the Constituent Assembly was held and today when the country was celebrating 75 years of the Constitution, the date inspires us to ensure equality and holistic development.

Lauding Haryana as a great land that gave the world the knowledge of ethics and religion, Shri Modi was pleased that at this time, the International Gita Jayanti Mahotsav was also being held in Kurukshetra. He paid respects to the land of Gita and greeted all the patriotic people of Haryana. Shri Modi lauded the people of Haryana for adopting the mantra of 'Ek hain to Safe hain', which had become an example for the entire country.

Expressing his unflinching relationship and attachment with Haryana, the Prime Minister thanked the people for electing them to power for the third time in a row. He added that the newly formed state Government was being praised from all quarters despite being formed recently. He further added that the country has witnessed the way thousands of youth have got permanent jobs here without corruption after the formation of the government. Thanking the women of Haryana, Shri Modi remarked that he had launched the Bima Sakhi scheme, which provides employment to the women of the country and congratulated all for the same.

Recounting his privilege of launching the Beti Bachao, Beti Padhao campaign from Panipat, a few years ago, the Prime Minister underlined that it had a positive impact in Haryana as well as the entire country. He added that in Haryana alone, lives of thousands of daughters' were saved in the last decade. Shri Modi remarked that now after a decade, the Bima Sakhi Yojana for sisters and daughters was being launched from this very land of Panipat. He added that Panipat had become a symbol of women power.

Highlighting that India was treading forward with the resolution of Viksit Bharat by 2047, Shri Modi said that from 1947 till today, the energy of every class and region has taken India to this height. He added that however, to achieve the resolution of a developed India by 2047, India needs many new sources of energy. North-East India being one such source, Shri Modi said Nari Shakti of India was another important source of energy in the form of women self-help groups, insurance sakhi, bank sakhi, agriculture sakhi which would bolster the resolution of developed India.

The Prime Minister stressed that it was imperative to ensure ample opportunities and remove every obstacle in their way to empower women. He added that when women were empowered, new doors of opportunities opened for the country. Highlighting that the Government opened up many jobs which were forbidden for women, Shri Modi remarked that the daughters of India were being deployed in the front lines of the army today. He added that India’s daughters, in large numbers, were becoming fighter pilots, recruited in police and heading corporate companies too. The Prime Minister noted that there were 1200 producer associations or cooperative societies of farmers and cattle rearers in the country, led by women. He added that girls were moving ahead in every field from sports to education. He further added that lakhs of daughters have also benefited from increasing the maternity leave for pregnant women to 26 weeks.

The Prime Minister remarked that the foundation of the Bima Sakhi programme, launched today, was also based on years of hard work and penance. Noting that most women lacked bank accounts after 6 decades of independence, he said that women were cut off from the entire banking system. Expressing pride over 30 crore women accounts under Jan Dhan Yojana, Shri Modi said that his Government opened the Jan Dhan accounts for women to ensure the subsidies like Gas subsidy reach the responsible hands of the family. He added that Jan Dhan Yojana has also helped in ensuring the transfer of money from schemes like Kisan Kalyan Nidhi, Sukanya Samridhi Yojana, funds to build own houses, funds to set up shops for hawkers, Mudra Yojana and others.

Lauding the women for having played a major role in providing banking facilities in every village, the Prime Minister said that those who did not even have bank accounts are now connecting the villagers to banks as Bank Sakhi. He added that the Bank Sakhis have started teaching people how to save money in a bank, how to get a loan and lakhs of such Bank Sakhis are providing services in every village today.

Recollecting that women of India were not insured earlier, Shri Modi remarked that today a campaign was started to make lakhs of women insurance agents or Bima Sakhi. He added that now women will also lead the expansion of sectors like insurance. The Prime Minister stressed that the target was to provide employment opportunities to 2 lakh women under the Bima Sakhi Yojana. He added that girls who had completed their class 10 would be trained and given financial help for three years under the Bima Sakhi Yojana. Citing data related to the insurance sector which showed that a LIC agent earns an average of 15 thousand rupees every month, Shri Modi said that our Bima Sakhis would earn more than 1.75 lakh rupees every year which would give additional income to the family.

Noting that the contribution of Bima Sakhis would be much more apart from earning money, the Prime Minister said ‘Insurance for All’ in India was the aim at the end of the day. He added that it was necessary for social security and to eradicate poverty from its roots. He further emphasised that the Bima Sakhis will strengthen the mission of Insurance for All.

Underlining that when an individual is insured, the benefit gained is immense, Shri Modi said the Government was implementing Pradhan Mantri Jeevan Jyoti Bima and Pradhan Mantri Suraksha Bima Yojanas. He added that an insurance of Rs 2 lakh was provided at a very low premium under these schemes. Shri Modi noted that more than 20 crore people of the country who could never even think of insurance, have been insured. He added that under these two schemes, a claim amount of about Rs 20 thousand crore has been given so far. Shri Modi remarked that Bima Sakhis would be working to provide social security cover to many families of the country, a kind of a virtuous work.

Emphasising that the revolutionary policies made for rural women in India in the last 10 years along with the policy decisions undertaken was indeed a subject of study, the Prime Minister said even though the titles of Bima Sakhi, Bank Sakhi, Krishi Sakhi, Pashu Sakhi, Drone Didi, Lakhpati didi sound simple and common, they are transforming the fate of India. He added that India's Self Help Group Abhiyaan would be scripted in golden letters in history considering the empowerment of women done by it. Shri Modi remarked that the Government had made women self-help groups a big medium to bring about change in the rural economy. He added that 10 crore women across the country are associated with self-help groups and more than 8 lakh crore rupees of help to the women of self-help groups in the last decade.

Lauding the role and contribution of the women, associated with Self Help Groups across the country, as extraordinary, the Prime Minister remarked that they were working to make India the third largest economic power in the world. Noting that women from every society, class and family were associated with this, he added that every woman was getting opportunities in this. He further remarked that the movement of Self Help Groups was also strengthening social harmony and social justice. The Prime Minister highlighted that the Self Help Groups were not only increasing the income of one woman, but also increasing the confidence of a family, and the entire village. He lauded all of them for the good work being carried out.

Shri Modi also recounted his announcement made from the ramparts of Red Fort to make 3 crore Lakhpati Didis and so far more than 1 crore 15 lakh Lakhpati Didis have been made across the country. He added that these women have started earning more than one lakh rupees every year. The Prime Minister remarked that the Lakhpati Didi campaign was also getting much needed support from the Government's Namo Drone Didi Yojana, which is discussed even in Haryana. Shri Modi narrated the account of a Namo Drono Didi from Haryana and said that this scheme was transforming both agriculture and the lives of women.

The Prime Minister highlighted that thousands of Krishi Sakhis were being trained to raise awareness about modern farming and natural farming in the country. He added that about 70 thousand Krishi Sakhis had already received certificates and these Krishi Sakhis had the capacity to earn more than 60 thousand rupees every year. Discussing about the Pashu Sakhis, Shri Modi said more than 1.25 lakh Pashu Sakhis are today a part of the awareness campaign about animal husbandry. He added that these were not just a means of employment but doing a great service to humanity. He remarked that Krishi Sakhis were not only working to save the earth for future generations, but also serving the soil and our farmers by spreading awareness about natural farming. Similarly, he added that our Pashu Sakhis were doing a pious work of serving humanity by serving animals.

Emphasising the love and affection received from the sisters and mothers of the country, Shri Modi said his Government built more than 12 crore toilets in the country in the last 10 years which helped many women whose houses had no toilets. Similarly, he added, free gas cylinder connections were given to crores of women who had no gas connection 10 years ago. He further added that tap water connections, pucca houses were also ensured to women who lacked them. The Prime Minister highlighted that the legislation ensuring 33 percent reservation for women in the Vidhan Sabha and Lok Sabha was also enacted. He added that the blessings of mothers and sisters would be ensured only when such honest efforts are made with the right intentions.

Touching upon the work being done for the welfare of the farmers by their Center and State Governments, the Prime Minister underscored that in the first two terms, the farmers of Haryana had received more than 1.25 lakh crore rupees as MSP, while after the formation of the government for the third time in Haryana, 14 thousand crore rupees was given to paddy, millet and moong farmers as MSP. He added that more than 800 crore rupees was also given to help drought affected farmers. Recounting the major role played by Chaudhary Charan Singh University in making Haryana the leader of Green Revolution, Shri Modi said that now in the 21st century, the role of Maharana Pratap University would be imperative in making Haryana a leader in the field of horticulture. He added that today, the foundation stone of the new campus of Maharana Pratap Horticulture University was laid and it would provide new facilities to the youth studying in this university.

Concluding his address, Shri Modi assured the women of Haryana that the state would develop rapidly and the Governments at the Center and State would work three times faster in their third term. He expressed confidence that the role of women power in Haryana would continue to grow stronger.

The Governor of Haryana, Shri Bandaru Dattatreya, Chief Minister of Haryana, Shri Nayab Singh Saini, Union Minister for Finance and Corporate Affairs, Smt Nirmala Sitharaman, Union Minister for Housing and Urban Affairs and Power, Shri Manohar Lal, Minister of State for Cooperation, Shri Krishan Pal and other dignitaries were present at the event.

Background

The ‘Bima Sakhi Yojana’ initiative of Life Insurance Corporation of India (LIC) is designed to empower women aged 18-70 years, who are Class X pass. They will receive specialized training and a stipend for the first three years to promote financial literacy and insurance awareness. After training, they can serve as LIC agents and the graduate Bima Sakhis would have the opportunity to qualify for being considered for Development Officer roles in LIC.

The Main campus of Maharana Pratap Horticultural University, Karnal and six regional research stations, spread over 495 acres, will be established at a cost of over Rs 700 crore. The University will have one College of Horticulture for Graduate and Post-Graduate studies and five schools covering 10 horticulture disciplines. It will work towards crop diversification and world class research for development of horticulture technologies.

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Namaskar!

All journalists of Network 18, all colleagues overseeing this arrangement, all distinguished guests present here, ladies and gentlemen!

You are all discussing Rising India. And in this, your emphasis is on strength within-in simple words, your focus is on the nation’s own inherent capability. In our scriptures it is said: Tat Tvam Asi!-that which we seek in the Brahman is within us, it is us ourselves. The strength lies within us, and we must recognize it. In the past 11 years, India has recognized that very strength, and today the nation is continuously striving to empower it.

Friends,

Strength in a nation does not suddenly emerge; it is built over generations. It is refined through knowledge, tradition, hard work, and experience. But during a long period of history, through centuries of slavery, the very spirit of being strong was filled with inferiority. Imported ideologies instilled deeply into society the belief that we were uneducated and mere followers. Our scriptures say: Yādṛśī bhāvanā yasya, siddhir bhavati tādṛśī-as is one’s belief, so is the accomplishment. When the belief itself was inferior, the accomplishment was also inferior. We copied foreign technologies, waited for foreign approval-this was slavery not just political or geographical, but mental. Unfortunately, even after independence, India could not free itself from this mentality of slavery. And we are still paying the price for it. A fresh example can be seen in the discussions around trade deals. Some people are surprised-how did this happen, why are developed nations so eager to make trade deals with India? The answer lies in a confident India, emerging out of despair and hopelessness. If the country were still stuck in the pre-2014 gloom, counted among the “Fragile Five,” trapped in policy paralysis-who would have made trade deals with us, who would have even looked at us?

But friends,

In the past 11 years, new energy has flowed into the nation’s consciousness. India is now striving to regain its lost strength. Once upon a time, when India had the greatest dominance in the global economy, what was our strength? India’s manufacturing, the quality of Indian products, India’s economic policies. Today’s India is once again focusing on these aspects. That is why we worked on manufacturing, emphasized Make in India, strengthened our banking system, controlled inflation that was running in double digits, and made India the growth engine of the world. It is this strength of India that has developed nations themselves coming forward to make trade deals with us.

Friends,

When the hidden power of a nation awakens, it achieves new milestones. Let me give you some more examples. Whenever I meet heads of government from other countries, they are eager to hear about the immense power of Jan Dhan, Aadhaar, and Mobile. In a country where ATMs arrived much later compared to developed nations, how did India achieve global leadership in digital payments? Where leakage in government aid was accepted as bitter truth, how did India, through DBT, transfer 24 lakh crore rupees-twenty-four trillion rupees-to beneficiaries? India’s digital public infrastructure has today become a subject of global discussion.

Friends,

The world is astonished-how India where until 2014 nearly 30 million families lived in darkness, became one of the top countries in solar power capacity? How did India whose cities had no hope of improved public transport, become the third-largest metro network country in the world? How did India whose railways were known only for delays and slow speed achieve semi-high-speed connectivity with Vande Bharat and Namo Bharat?

Friends,

There was a time when India was only a consumer of new technology. Today, India is also a creator of new technology and is setting new standards. And this has happened because we recognized our own strength-the very strength within you are discussing is an example of this.

Friends,

When we move forward with pride, the way the world looks at us also changes. Remember, just a few years ago, how little global media discussed India’s events. Events in India were not given much importance. And today, see how every action of India is analyzed globally. The AI Summit is an example-it was held right here in this building. More than 100 countries participated. Whether Global North or Global South, all sat together at one table. From large corporations to small startups, all gathered together.

Friends,

In all the industrial revolutions so far, India and the entire Global South were only followers. But in this era of Artificial Intelligence, India is not only a participant in decisions but is also shaping them. Today we have our own AI startup ecosystem, the strength to invest in data centers, and we are working rapidly on the power most needed to store and process AI data. The reforms we have made in the nuclear power sector will also help strengthen India’s AI ecosystem.

Friends,

The organization of the AI Summit was a moment of pride for the whole of India. But unfortunately, the country’s oldest party tried to tarnish this celebration. In front of foreign guests, Congress did not just strip off clothes, but also exposed its ideological bankruptcy. When failure breeds despair and arrogance takes over, such thinking emerges that seeks to defame the nation. Clearly, Congress’s actions have angered the country. To justify its sin, they brought Mahatma Gandhi forward. Congress always does this-when it wants to hide its sins, it puts Bapu forward; when it wants to glorify itself, it gives all credit to one family.

Friends,

Congress has now reduced itself to a mere toolkit of opposition in the name of ideology. This mentality of blind opposition has grown so much that they do not miss any chance to belittle the nation on every stage, every platform. Whatever good happens for the country, whatever auspicious occurs, Congress only knows how to oppose.

Friends,

I have a long list-the new Parliament building was constructed, they opposed it. The lions of the Ashoka pillar atop Parliament-they opposed it. Those whose lions once ran away after eating ordinary citizens’ shoes, were frightened by the teeth of the Parliament’s lions. The Kartavya Path was built, they opposed it. The armed forces carried out surgical strikes, they opposed it. The Balakot air strike happened, they opposed it. Operation Sindoor was conducted, they opposed it. In short, for every achievement of the nation, Congress’s toolkit produces only one thing-opposition.

Friends,

The nation brought down the wall of Article 370, the country rejoiced. But Congress opposed it. We enacted the CAA law-they opposed it. We introduced the Women’s Reservation Bill-they opposed it. We brought a law against triple talaq-they opposed it. We launched UPI-they opposed it. We initiated the Swachh Bharat Mission-they opposed it. The country developed its own COVID vaccine, and even that they opposed.

Friends,

In a democracy, opposition does not mean blind resistance. In democracy, opposition means presenting an alternative vision. That is why the enlightened citizens of the country have been teaching Congress a lesson-not just today, but continuously for the past four decades. What I am about to say, I urge my media colleagues to analyze as well. You will see that Congress’s votes are not being stolen; rather, the people of the country no longer consider Congress worthy of their vote. And this decline began after 1984. In 1984, Congress received 39 percent of the vote and more than 400 seats. In subsequent elections, Congress’s vote share kept declining. And today, Congress’s condition is such that only four states remain where Congress has more than 50 legislators. Over the past 40 years, the number of young voters has increased, and Congress has steadily disappeared. Congress has become a club of people enslaved to one family. That is why first the millennials taught Congress a lesson, and now Gen Z is also ready.

Friends,

Congress and its allies have such a narrow mindset that they have even made long-term vision a crime. Today, when we talk about a developed India by 2047, some people ask-“Why talk about something so far ahead now?” Some even say, “Modi won’t be alive till then.” The truth is that nation-building never happens through short-term thinking. It happens through a grand vision, patience, and timely decisions. Let me present some facts before Network 18’s viewers. Every year, India spends more than 6 lakh crore rupees on freight through foreign ships. On fertilizer imports, we spend 2.25 lakh crore rupees annually. On petroleum imports, we spend 11 lakh crore rupees annually. That means, every year, trillions of rupees are flowing out of the country. If this investment had been directed towards self-reliance 20–25 years ago, today this capital would have been strengthening India’s infrastructure, research, industry, farmers, and youth. Today, our government is working with this very vision. To avoid paying 6 lakh crore rupees to foreign ships, Indian shipping and port infrastructure is being strengthened. To increase domestic fertilizer production, new plants are being set up, and nano-urea is being promoted. To reduce dependence on petroleum, ethanol blending, the Green Hydrogen Mission, solar energy, and electric mobility are being prioritized.

And friends,

We must take decisions today while keeping the future in mind. That is why India is building a semiconductor ecosystem. In defense production, mobile manufacturing, drone technology, the critical minerals sector, and investments therein-we are laying the foundation for economic security in the coming decades. The 2047 goal is not a political slogan. It is also a resolve to correct the historical mistakes where Congress governments failed to invest in time. Today, if we build indigenous ships, produce our own energy, and develop new technologies ourselves, then future generations will not discuss the burden of imports, but the capacity for exports. The progress of a nation is determined not by “today’s convenience” but by “tomorrow’s preparation.” And the hard work done with foresight is the foundation of a self-reliant, strong, and prosperous India in 2047. And no matter how many clothes Congress tears in protest, we will continue to work tirelessly.

Friends,

One very important condition of nation-building is sincerity of intent. Congress and its allies have failed even here. They have never worked with sincerity. They have no concern for the suffering of the poor. For example, in Bengal, the Ayushman Bharat scheme has still not been implemented. If there were sincerity, would they have blocked a scheme that provides free treatment up to 5 lakh rupees for the poor? No. You also know that under the PM Awas Yojana, permanent houses are being built for the poor. Let me give another figure to Network 18’s viewers. In Tamil Nadu, about 9.5 lakh permanent houses have been allocated for poor families-9.5 lakh. But construction of 3 lakh of these houses has stalled. Why? Because the DMK government is not showing interest in building these homes for the poor. And the reason is clear-their intent is not sincere.

Friends,

Let me also give you an example from the agriculture sector. During Congress’s time, farming was left to its fate. Small farmers were ignored, crop insurance was in shambles, the Swaminathan Committee’s report on MSP was buried in files. Congress made announcements in the budget, but nothing happened on the ground-because they lacked sincerity. We began working sincerely for the farmers of the country, and today the world is witnessing the results. Today, India is becoming one of the major agricultural exporters in the world. We have created a safety net for farmers at every level. Through the PM Kisan Samman Nidhi, more than 4 lakh crore rupees have been deposited directly into farmers’ accounts. We set MSP at 1.5 times the cost and made record purchases. Let me give you just one figure-pulses. The UPA government, in 10 years, purchased only 6 lakh metric tons of pulses at MSP-6 lakh metric tons. Our government has already purchased about 170 lakh metric tons of pulses at MSP-nearly 30 times more. Now you decide who truly works for the farmers.

Friends,

The UPA government was also stingy in providing help to farmers through the Kisan Credit Card. In its 10 years, the UPA government gave 7 lakh crore rupees in agricultural loans-7 lakh crore rupees. Whereas our government has given four times more-28 lakh crore rupees. During UPA’s time, only 5 crore farmers benefited from this. Today, the number has more than doubled, reaching nearly 12 crore farmers. That means, for the first time, even small farmers have received help. Our government has also given farmers the protective shield of the PM Fasal Bima Yojana. Under this, about 2 lakh crore rupees have already been provided to farmers in times of crisis. Because we are working with sincerity, the confidence of India’s farmers is rising, their productivity is increasing, and their incomes are growing.

Friends,

A quarter of the 21st century has already passed. The next phase is the decisive period of India’s development. The decisions taken today will determine the direction of the future. We must move forward by recognizing and enhancing our strength. Every individual must aim for excellence in their field, every institution must make excellence its culture. We should not just produce products, but produce best-quality products. We should not just do routine work, but world-class work. We must convert capability into performance. As I said from the Red Fort-this is the time, the right time. This is the time to take India to new heights. Once again, my heartfelt congratulations and thanks to all of you. Namaskar.