बच्चों के लिए पीएम केयर्स योजना की शुरुआत 29 मई 2021 को प्रधानमंत्री श्री नरेन्द्र मोदी द्वारा की गई थी। यह योजना विशेष तौर पर उन बच्चों को सहायता उपलब्ध कराती है, जिन्होंने 11 मार्च 2020 के बाद से शुरू होने वाली अवधि के दौरान अपने माता-पिता या कानूनी अभिभावक अथवा दत्तक माता-पिता या फिर जीवित माता-पिता दोनों को कोविड-19 महामारी से खो दिया है। इस योजना का उद्देश्य बच्चों की व्यापक देखभाल करना और उनकी सुरक्षा सुनिश्चित करना तथा स्वास्थ्य बीमा के माध्यम से उनकी सेहत का ख्याल रखना, उन्हें शिक्षा के माध्यम से सशक्त बनाना और उनकी 23 वर्ष की आयु पूरी होने तक वित्तीय सहायता के साथ उन्हें आत्मनिर्भर बनने के लिए तैयार करना है।
केंद्रीय स्तर पर योजना के क्रियान्वयन के लिए महिला एवं बाल विकास मंत्रालय इसका नोडल मंत्रालय होगा। राज्य में किशोर न्याय से संबंधित राज्य और केंद्र शासित प्रदेश सरकार द्वारा स्थापित किये गए विभाग राज्य स्तर पर इसके लिए नोडल एजेंसी का कार्य करेंगे। योजना के क्रियान्वयन के लिए जिला स्तर पर जिला मजिस्ट्रेट नोडल अधिकारी होंगे।
15 जुलाई 2021 को सभी राज्यों और केंद्र शासित प्रदेशों के लिए यह पोर्टल उपलब्ध करा दिया गया है तथा राज्यों और केंद्रशासित प्रदेशों को पोर्टल पर पात्र बच्चों की पहचान करने एवं उन्हें पंजीकृत करने के लिए कहा गया है। कोई भी आम नागरिक इस पोर्टल के माध्यम से इस योजना के तहत सहायता पाने के लिए पात्र बच्चे के संबंध में प्रशासन को सूचित कर सकता है।
फिनटेक इनिशिएटिव को फिनटेक क्रांति में बदलने का समय आ गया है: पीएम मोदी
December 03, 2021
“last year, in India, mobile payments exceeded ATM cash withdrawals for the first time”
“Transformational initiatives under Digital India have opened doors for innovative Fintech solutions to be applied in governance”
“Now it is time to convert these fintech initiatives into a fintech revolution. A revolution that helps to achieve financial empowerment of every single citizen of the country”
“Trust means that you need to ensure that the interests of people are secured. Fintech innovation will be incomplete without fintech security innovation”
“Our Digital Public Infrastructure solutions can improve the lives of citizens around the world”
“GIFT City is not merely a premise, it represents India. It represents India’s democratic values, demand, demography & diversity. It represents India’s openness to ideas, innovation & investment”
“Finance is the life blood of an economy and technology is its carrier . Both are equally important for achieving Antyodaya
My fellow citizens from the Tech and Finance world, Tens of thousands of Participants from over 70 countries,
I am delighted to inaugurate the first 'Infinity Forum' and welcome you all. 'Infinity Forum' represents the immense possibilities that Fintech has in India. It also shows the huge potential for India's Fintech to provide benefits to the entire world.
The history of currency shows tremendous evolution. As humans evolved, so did the form of our transactions. From barter system to metals, from coins to notes, from cheques to cards, today we have reached here. Earlier developments used to take decades to spread across the world but not any more in this era of globalisation .Technology is bringing a big shift in the world of finance. Last year, in India, mobile payments exceeded ATM cash withdrawals for the first time. Fully digital banks, without any physical branch offices, are already a reality and may become common-place in less than a decade.
India has proved to the world that it is second to none when it comes to adopting technology or innovating around it. Transformational initiatives under Digital India have opened doors for Fintech innovations to be applied in governance. Technology has also catalyzed financial inclusion. From less than 50% Indians having bank accounts in 2014, we have almost universalized it with 430 million Jan Dhan accounts in the last 7 years. So far, 690 million RuPay cards have been issued. RuPay cards clocked 1.3 billion transactions last year. UPI processed around 4.2 billion transactions in just last month.
Almost 300 million invoices are uploaded on the GST portal every month. More than 12 billion US dollars worth payment is done through the GST portal alone every month. Despite the pandemic, about 1.5 million railway tickets get booked online everyday. Last year, FASTag processed 1.3 billion seamless transactions. PM Svanidhi is enabling access to credit for small vendors across the country. e-RUPI has enabled targeted delivery of specified services without leakages; I can go on and on, but these are just a few examples of the scale & scope of Fintech in India.
Financial inclusion is the driver of Fintech Revolution. Fintech is resting on 4 pillars; income, investments, insurance, and institutional credit. When income grows, investment becomes possible. Insurance coverage enables greater risk taking ability and investments. Institutional credit gives wings for expansion. And we have worked on each of these pillars. When all these factors come together, you suddenly find so many more people participating in the financial sector. The large base becomes the perfect springboard for Fintech innovations. Fintech industry in India is innovating to enhance access to finance and the formal credit system to every person in the country. Now it is time to convert these fintech initiatives into a fintech revolution. A revolution that helps to achieve financial empowerment of every single citizen of the country.
As we see the widening reach of fintech, there are considerations that need attention. Fintech industry has achieved huge scale, and scale means people from all walks of life as customers. This fintech acceptability among the masses has a unique feature. That feature is trust. The common Indian has shown immense trust in our Fintech ecosystem by embracing digital payments and such technologies! This trust is a responsibility. Trust means that you need to ensure that the interests of people are secured. Fintech innovation will be incomplete without fintech security innovation.
We believe in sharing our experiences and expertise with the world and learning from them as well. Our Digital Public Infrastructure solutions can improve the lives of people around the world. Tools like UPI and RuPay provide an unparalleled opportunity for every country. An opportunity to provide a low cost and reliable 'real time payment system' as well as a 'domestic card scheme' and 'fund remittance system'.
GIFT City is not merely a premise, It represents the promise of India. It represents India's democratic values, demand, demography & diversity. It represents India's openness to ideas, innovation & investment. GIFT City is a gateway to the global fintech world. (IFSC) at GIFT City was born out of the vision that finance combined with technology would be an important part of India's future development. Our aim is to provide the best International Financial Services not just for India but for the World.
Finance is the life blood of an economy and technology is its carrier. Both are equally important for achieving ''Antyodaya and Sarvodaya''. Our flagship Infinity Forum is part of our endeavor to bring together all key stakeholders of the global Fintech Industry to explore the limitless future of the industry. I remember the conversation I had with Mr Mike Bloomberg on this subject when we last met. And I thank the Bloomberg group for their support. Infinity forum is a forum of belief, belief in the spirit of innovation and the power of imagination. Belief in the energy of youth and their passion for change. Belief in making the world a better place. Let us together, explore and advance innovative ideas in Fintech to solve the most pressing issues emerging globally.