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Prime Minister Modi believes in people’s power and hence he makes it a point to invite ideas and suggestions for several of his speeches through the ‘Narendra Modi App’.

Special open forums are created wherein citizens can directly share their innovative and constructive thoughts on wide ranging topics with the PM. It was never simpler to let one's opinion reach the PM. The Prime Minister himself after going through the comments, involves some of the suggestions during his addresses.

Recently, some of the top contributors even received a copy of the book ‘Mann Ki Baat: A Social Revolution on Radio’ and thanked the PM for the special gesture.

Below are their comments:

Vijeta Malik Said:

दोस्तों, जब भी कोई भी अच्छी बात होती हैं तो वो मैं आप सबसे जरूर शेयर करती हूँ। कल एक और अच्छी बात हुई। कल मुझे कूरियर से "मन की बात" नामक एक पुस्तक प्राप्त हुई। जिसे पहले देखकर और फिर पढ़कर बहुत ही अच्छा लगा। इसमे हमारे महान प्रधानमंत्री श्री नरेंद्र मोदी जी द्वारा की गई सारी "मन की बात" विस्तार से लिखी हैं । जिन्हें पढ़कर अपने महान प्रधानमंत्री जी पर गर्व होता हैं।

कई रोचक बातें भी थी, जैसे मन की बात कार्यक्रम का नाम "मन की बात" कैसे रखा गया। प्रधानमंत्री जी को कई नाम सुझाये गये, पर उन्हें कोई नाम पसन्द नही आया। उन्होंने कहा कि इस प्रोग्राम के जरिये वो देशवासियों से हल्की-फुल्की अपने मन की बात कहना चाहते हैं, बस इस पर ही इस कार्यक्रम का नाम मन की बात पडा, आदि-आदि।

दोस्तों, मैं हमेशा मन की बात में अपने विचार रखती हूँ। और शायद इसी वजह से धन्यवाद के तौर पर मुझे ये किताब प्राप्त हुई हैं। मुझे ख़ुशी है इस बात की।

दोस्तों, मैं चाहती हूँ कि आप सब भी "मन की बात" में MyGov या Narendra Modi App के द्वारा, हमारे इस भारत देश की तरक्की व देश के लोगो की भलाई के लिए, अपने विचार व सुझाव हमारे महान प्रधानमंत्री नरेन्द्र मोदी जी को जरूर दे। शायद आपका कोई सुझाव प्रधानमंत्री जी को पसन्द आ जाये और वो इस देश की तरक्की में सहायक सिद्ध हो।

धन्यवाद दोस्तों ।

विजेता मलिक ।

Kali charan Hans Said:

Honourable Prime Minister sir, I am honoured by your good self by presenting the book written by you on Man Ki Baat and proud of receiving the calendar from your side .I assure you sir that looking to my best of capabilities , I will do the best.
Warm reagards

Mr Kali Charan Hans

Shankar K Said:

I am Shankar. K . I have been regularly posting commemts and suggestions for the past number of days. I first thank our respected. PM MODIJI for creating such a channel for citizens to express and give suggestions thus implementing democracy in the true sense. And that to post suggestions without fear of rebuke. Yesterday I received. a copy of MANN KI BAAT book as a token of appreciation for posting comments and suggestions. I feel very happy. I also feel more responsible and shall continue to contribute whatever little idea i get in my mind that will help in betterment of our country. I once again thank our respected PM for the gesture shown.

Darshan Patel Said:

Jaise ek ek pani ke bund se ek pura talab banta he aje vaise hamare 125 cr aam adami ke ek ek man ki baat se hamare PM modi ji ne pura book bana diya he. Ye sirf book nahi he hum sabke aur PM ke hard work ka result he. I specially thanks to PM Narendra Modi ji for this book & I urge others to be active on the NM App to win such prizes.

Abhishek Pareek Said:

आदरणीय प्रधानमंत्री श्री @narendramodi जी, धन्यवाद.!सामान्य नागरिक को शासन में भागीदारी के अवसर व मनकीबात कार्यक्रम मे मेरी पीडा पर चर्चा करने हेतु.आप द्वारा भेजी गई मन की बात पुस्तक पा कर अभिभूत हूँ व नये भारत के निर्माण हेतू बहूत बहूत शुभकामनाएँ .

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It is time to convert fintech initiatives into a fintech revolution: PM Modi
December 03, 2021
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“last year, in India, mobile payments exceeded ATM cash withdrawals for the first time”
“Transformational initiatives under Digital India have opened doors for innovative Fintech solutions to be applied in governance”
“Now it is time to convert these fintech initiatives into a fintech revolution. A revolution that helps to achieve financial empowerment of every single citizen of the country”
“Trust means that you need to ensure that the interests of people are secured. Fintech innovation will be incomplete without fintech security innovation”
“Our Digital Public Infrastructure solutions can improve the lives of citizens around the world”
“GIFT City is not merely a premise, it represents India. It represents India’s democratic values, demand, demography & diversity. It represents India’s openness to ideas, innovation & investment”
“Finance is the life blood of an economy and technology is its carrier . Both are equally important for achieving Antyodaya

Excellencies,

Distinguished colleagues,

My fellow citizens from the Tech and Finance world, Tens of thousands of Participants from over 70 countries,

Namaskar!

Friends,

I am delighted to inaugurate the first 'Infinity Forum' and welcome you all. 'Infinity Forum' represents the immense possibilities that Fintech has in India. It also shows the huge potential for India's Fintech to provide benefits to the entire world.

Friends,

The history of currency shows tremendous evolution. As humans evolved, so did the form of our transactions. From barter system to metals, from coins to notes, from cheques to cards, today we have reached here. Earlier developments used to take decades to spread across the world but not any more in this era of globalisation .Technology is bringing a big shift in the world of finance. Last year, in India, mobile payments exceeded ATM cash withdrawals for the first time. Fully digital banks, without any physical branch offices, are already a reality and may become common-place in less than a decade.

Friends,

India has proved to the world that it is second to none when it comes to adopting technology or innovating around it. Transformational initiatives under Digital India have opened doors for Fintech innovations to be applied in governance. Technology has also catalyzed financial inclusion. From less than 50% Indians having bank accounts in 2014, we have almost universalized it with 430 million Jan Dhan accounts in the last 7 years. So far, 690 million RuPay cards have been issued. RuPay cards clocked 1.3 billion transactions last year. UPI processed around 4.2 billion transactions in just last month.

Almost 300 million invoices are uploaded on the GST portal every month. More than 12 billion US dollars worth payment is done through the GST portal alone every month. Despite the pandemic, about 1.5 million railway tickets get booked online everyday. Last year, FASTag processed 1.3 billion seamless transactions. PM Svanidhi is enabling access to credit for small vendors across the country. e-RUPI has enabled targeted delivery of specified services without leakages; I can go on and on, but these are just a few examples of the scale & scope of Fintech in India.

Friends,

Financial inclusion is the driver of Fintech Revolution. Fintech is resting on 4 pillars; income, investments, insurance, and institutional credit. When income grows, investment becomes possible. Insurance coverage enables greater risk taking ability and investments. Institutional credit gives wings for expansion. And we have worked on each of these pillars. When all these factors come together, you suddenly find so many more people participating in the financial sector. The large base becomes the perfect springboard for Fintech innovations. Fintech industry in India is innovating to enhance access to finance and the formal credit system to every person in the country. Now it is time to convert these fintech initiatives into a fintech revolution. A revolution that helps to achieve financial empowerment of every single citizen of the country.

Friends,

As we see the widening reach of fintech, there are considerations that need attention. Fintech industry has achieved huge scale, and scale means people from all walks of life as customers. This fintech acceptability among the masses has a unique feature. That feature is trust. The common Indian has shown immense trust in our Fintech ecosystem by embracing digital payments and such technologies! This trust is a responsibility. Trust means that you need to ensure that the interests of people are secured. Fintech innovation will be incomplete without fintech security innovation.

Friends,

We believe in sharing our experiences and expertise with the world and learning from them as well. Our Digital Public Infrastructure solutions can improve the lives of people around the world. Tools like UPI and RuPay provide an unparalleled opportunity for every country. An opportunity to provide a low cost and reliable 'real time payment system' as well as a 'domestic card scheme' and 'fund remittance system'.

Friends,

GIFT City is not merely a premise, It represents the promise of India. It represents India's democratic values, demand, demography & diversity. It represents India's openness to ideas, innovation & investment. GIFT City is a gateway to the global fintech world. (IFSC) at GIFT City was born out of the vision that finance combined with technology would be an important part of India's future development. Our aim is to provide the best International Financial Services not just for India but for the World.

Friends,

Finance is the life blood of an economy and technology is its carrier. Both are equally important for achieving ''Antyodaya and Sarvodaya''. Our flagship Infinity Forum is part of our endeavor to bring together all key stakeholders of the global Fintech Industry to explore the limitless future of the industry. I remember the conversation I had with Mr Mike Bloomberg on this subject when we last met. And I thank the Bloomberg group for their support. Infinity forum is a forum of belief, belief in the spirit of innovation and the power of imagination. Belief in the energy of youth and their passion for change. Belief in making the world a better place. Let us together, explore and advance innovative ideas in Fintech to solve the most pressing issues emerging globally.

Thank You!