Beej Se Bazaar Tak: Soil Health Cards, PM Fasal Bima Yojana, e-NAM and more

Published By : Admin | February 9, 2024 | 17:46 IST

Reflecting on the challenging times of the COVID-19 pandemic, when numerous sectors faced significant setbacks, one notable exception was the agriculture and allied sector. As the sector grew at 3.4% even as the overall economy saw a decline of -7.2%, it would not be wrong to call agriculture the dark horse of Indian economy, holding the secret to robust growth.

Prime Minister Narendra Modi’s government has demonstrated a keen awareness of this reality ever since 2014. Hence the government’s effort to build a comprehensive strategy addressing the entire agricultural value chain, from the very inception of cultivation to the market shelves. Beej se Bazaar Tak is the manifestation of this effort, reverberating across the spectrum—from employment, economy to environment.

PM Modi’s Beej Se Bazaar Tak details empowerment of farmers at all levels—from soil health to increased productivity, from technology to modern irrigation methods, from easier access to credit to crop insurance, from the farm-gate to wider markets.

SEEDS
Starting with seeds, the Krishi Dak model developed by Indian Agricultural Research Institute is a gamechanger in ensuring that farmers have access to quality seeds right at their doorstep, leading to quality crops. Under this, farmers also receive appropriate training in improved farm practices in collaboration with local post office branches and Krishi Vigyan Kendras.

As we sow quality seeds, it is essential that soil health is taken care of for enhanced yields. Disproportionate use of chemical fertilisers and pesticides has immensely affected soil health. Hence the government has done much to not only educate the farmers about maintaining optimum soil conditions but has also brought in significant initiatives to transform the way farmers use fertilisers.


Soil Health Cards give farmers a peek into the nature and needs of the soil, helping in retaining its fertility and making it easier for farmers to adapt it to their own needs and goals. More than 23 crore soil health cards have been distributed to farmers. The government has also introduced neem coated and sulphur coated urea along with streamlining the access to fertilisers via One Nation One Fertiliser scheme. It is worth noting that the government has made available 100% neem coated urea in just one year along with curbing unauthorised use of urea by chemical units.

IRRIGATION & POWER
Taking the cause of input efficiency further is the Modi government’s emphasis on water and power use. Needless to say, water is a key input for agriculture, hence ensuring its timely availability and proper use is crucial to reform the farming sector. With the objective of ‘Har Khet Ko Pani’, PM Krishi Sinchayee Yojana was launched as an end-to-end solution to our nation’s irrigation woes. Per Drop More Crop under PMKSY intends to increase water use efficiency by promoting micro irrigation technologies like drip and sprinkler irrigation. A Micro Irrigation Fund has been established for this purpose even as the data reveals that an area of over 78 lakh hectares has been covered under micro irrigation since 2015-16 with the release of central assistance of over Rs. 18,000 crore to states. This not only reduces input costs for farmers but also increases overall farm productivity besides ensuring resource health.

PM KUSUM, on the other hand, paves way for solarisation of existing diesel pumps at farms, setting up of small solar power plants on agricultural land, among other things—promoting use of renewable energy and providing additional income avenues to farmers. Nearly 2.46 lakh farmers have benefitted under the scheme as of August 2023.

CREDIT & INSURANCE
Insulating the business of cultivation, the Modi government introduced the incomparable PM Fasal Bima Yojana. Making farming a risk-free phenomenon, the scheme secures farmers, both prior to sowing and post harvesting, from crop loss due to factors including natural calamities, pest attacks and diseases. Insurance coverage under the scheme along with financial assistance to farmers ensures their continuance in agriculture apart from encouraging them to adopt innovative and modern farming practices. Since 2016-17, over 5.5 lakh farmer applications have been insured with Rs. 1.5 lakh crore paid out in claims.

As the government moves ahead strongly in the direction of financial inclusion, farmers’ access to credit at fair rates through formal channels has received a firmer boost. To assist farmers with their short-term working capital needs, the government has enhanced their access to institutional credit, taking it from Rs. 7.3 lakh crore in 2013-14 to a targeted Rs. 18.5 lakh crore in 2022-23. The Kisan Credit Card scheme, which has now been extended to fisheries and animal husbandry farmers, has also played a key role in furthering this objective. The total number of operative KCC Accounts as of March 2023 is 7.35 crore with a total sanctioned limit of Rs. 8.85 lakh crore.

Market Access:
PM Modi’s government has undertaken unique initiatives in the past nine years, greatly improving farmers’ access to equitable marketplaces. e-NAM (e-National Agriculture Market) is a pan-India e-trading platform creating a unified national market for agriculture commodities. This platform has played a pivotal role in creating healthy competition and improving returns for farmers, going beyond geographical barriers and information asymmetry. Over 1.76 crore farmers are onboard as of December 2023.

Market linkages have also been strengthened via Kisan Rail and Krishi Udan that have fostered seamless connectivity between the farm and the market.

Technology & Farming
PM Modi has often urged innovators and researchers to think about ‘an inch of land and a bunch of crops’. This is a call to find instant technological solutions to farmer problems. In this regard, the government has come up with National e-Governance Plan in Agriculture. Under this, funds are made available to state governments for projects involving the use of modern technologies such as Artificial Intelligence, Machine Learning, robotics, block chain, among others. Additionally, a Digital Public Infrastructure (DPI) for agriculture is also being built to enable farmer-centric solutions through relevant information services including around farm inputs, market intelligence, credit, and insurance. Efforts are underway to mainstream drone technology for use in agriculture. The government provides financial aid covering 100% of drone costs and associated expenses for on-field demonstrations. A total of Rs. 138 crore has been made available for farmer-centric drone initiatives. Recently, Rs. 1,261 crore have been allocated towards the NAMO Drone Didi scheme—aiming to train 15,000 women SHGs to offer rental services to farmers for activities like application of fertilisers and pesticides.

The multi-pronged Beej Se Bazaar Tak strategy creates lucrative prospects for farmers by also treating farming as an integrated activity. This is exemplified in the government’s push towards allied sectors like fisheries (Blue Revolution), dairy, and horticulture. These areas offer better returns per unit area, and hence are crucial in promoting sustainability of agriculture and protecting the interests of small and marginal farmers. PM Modi’s government has ensured that farmers are made aware and are educated to diversify their efforts to this end. Apart for Krishi Vigyan Kendras to provide extension services, over 1.60 lakh PM Kisan Samridhi Kendras are operational across the country, acting as nodal points for outreach activities in agriculture. These centers help farmers with vital information around soil testing, fertilisers, seeds, farming techniques, and all government schemes, among other things.

Government initiatives like PM KISAN add further content to this approach. The DBT scheme provides an annual financial support of Rs. 6,000 to all landholding farmers across the country. This support is playing a vital role in making agriculture not only remunerative but also productive. Till now, benefits amounting to over Rs. 2.61 lakh crore have reached more than 11 crore farmers in the country.

However, the Beej Se Bazaar Tak approach is not solely centered on economic gains; it is equally committed to environmental sustainability. The emphasis on precision farming and the use of technology minimises resource wastage, optimises inputs, and promotes eco-friendly agricultural practices. This dual focus on productivity and sustainability ensures that the gains made in agriculture are both enduring and responsible.

And a robust and prosperous agricultural sector has a multiplier effect on allied industries, creating employment opportunities and driving economic growth. By enhancing the efficiency of the agricultural value chain, the government is laying the foundation for a resilient and dynamic economy.

In essence, the Beej Se Bazaar Tak approach is a shining example of the Modi government's commitment to comprehensive agricultural reform. By addressing every facet of the agricultural value chain, from seed to market, the government has ushered a new era for Indian agriculture, where prosperity is not just a goal but a sustainable reality, benefitting farmers, the environment, and the nation at large.

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6 Years of Jal Jeevan Mission: Transforming Lives, One Tap at a Time
August 14, 2025
Jal Jeevan Mission has become a major development parameter to provide water to every household.” - PM Narendra Modi

For generations, the sight of women carrying pots of water on their heads was an everyday scene in rural India. It was more than a chore, it was a necessity that was an integral part of their everyday life. The water was brought back, often just one or two pots which had to be stretched for drinking, cooking, cleaning, and washing. It was a routine that left little time for rest, education, or income-generating work, and the burden fell most heavily on women.

Before 2014 water scarcity, one of India’s most pressing problems, was met with little urgency or vision. Access to safe drinking water was fragmented, villages relied on distant sources, and nationwide household tap connections were seen as unrealistic.

This reality began to shift in 2019, when the Government of India launched the Jal Jeevan Mission (JJM). A centrally sponsored initiative which aims at providing a Functional Household Tap Connection (FHTC) to every rural household. At that time, only 3.2 crore rural households, a modest 16.7% of the total, had tap water. The rest still depended on community sources, often far from home.

As of July 2025, the progress under the Har Ghar Jal program has been exceptional, with 12.5 crore additional rural households connected, bringing the total to over 15.7 crore. The program has achieved 100% tap water coverage in 200 districts and over 2.6 lakh villages, with 8 states and 3 union territories now fully covered. For millions, this means not just access to water at home, but saved time, improved health, and restored dignity. Nearly 80% of tap water coverage has been achieved in 112 aspirational districts, a significant rise from less than 8%. Additionally, 59 lakh households in LWE districts have gained tap water connections, ensuring development reaches every corner. Acknowledging both the significant progress and the road ahead, the Union Budget 2025–26 announced the program’s extension until 2028 with an increased budget.

The Jal Jeevan Mission, launched nationally in 2019, traces its origins to Gujarat, where Narendra Modi, as Chief Minister, tackled water scarcity in the arid state through the Sujalam Sufalam initiative. This effort formed a blueprint for a mission that would one day aim to provide tap water to every rural household in India.

Though drinking water is a State subject, the Government of India has taken on the role of a committed partner, providing technical and financial support while empowering States to plan and implement local solutions. To keep the Mission on track, a strong monitoring system links Aadhaar for targeting, geo-tags assets, conducts third-party inspections, and uses IoT devices to track village water flow.

The Jal Jeevan Mission’s objectives are as much about people as they are about pipes. By prioritizing underserved and water-stressed areas, ensuring that schools, Anganwadi centres, and health facilities have running water, and encouraging local communities to take ownership through contributions or shramdaan, the Mission aims to make safe water everyone’s responsibility..

The impact reaches far beyond convenience. The World Health Organization estimates that achieving JJM’s targets could save over 5.5 crore hours each day, time that can now be spent on education, work, or family. 9 crore women no longer need to fetch water from outside. WHO also projects that safe water for all could prevent nearly 4 lakh deaths from diarrhoeal disease and save Rs. 8.2 lakh crores in health costs. Additionally, according to IIM Bangalore and the International Labour Organization, JJM has generated nearly 3 crore person-years of employment during its build-out, with nearly 25 lakh women are trained to use Field testing Kits.

From the quiet relief of a mother filling a glass of clean water in her kitchen, to the confidence of a school where children can drink without worry, the Jal Jeevan Mission is changing what it means to live in rural India.