A tribute to Captain!

Published By : Admin | January 3, 2024 | 08:41 IST

A few days ago, we lost a greatly admired and respected icon, Thiru Vijayakanth Ji. He was truly a Captain for everyone- a person who lived his life for the betterment of others, providing leadership and a healing touch to people in need. Personally, Captain was a very dear friend - someone with whom I closely interacted and worked with on several occasions.

Captain was a multifaceted personality. In the world of Indian cinema, few stars have left an indelible mark as Vijayakanth Ji has. There is much to be inspired by in his early years and cinematic work. His journey from humble beginnings to the highs of Tamil cinema is not just a story of stardom but a chronicle of relentless effort and unwavering dedication. He did not enter the world of cinema for fame. His was a journey driven by passion and perseverance. Each film of his not only entertained but also echoed the societal ethos of its time, resonating deeply with a wide cross section of the audience.

Captain’s roles and how he played them highlighted his deep understanding of the common citizen’s struggles. He often portrayed characters that fought against injustice, corruption, violence, extremism, terrorism and stood up for the underdog, qualities that he embodied in real life as well. It would be fair to say that his films were mirrors held up to society, reflecting its virtues and vices. This unique blend of entertainment and social messaging made him stand out.

Here, I want to specially highlight his love for rural life and culture. Even after attaining tremendous fame and travelling all over the world, his love for village life and traditional ethos remained. His films seemed to have closely followed his rural experience. He often made exemplary efforts to improve the urban people’s understanding of the rural milieu.

But Captain’s impact was not limited to the silver screen. He entered the world of politics and wanted to serve society in a more extensive manner. His entry to the world of politics was an act of high courage and sacrifice. He entered the political arena when the politics of Tamil Nadu was dominated by two stalwarts - Amma Jayalalithaa Ji and Kalaignar Karunanidhi Ji. In such a context, to present a third alternative was unique but it was also vintage Captain- to do things on his own terms! His own emphasis on nationalism and social justice reflected in the ideology of the Desiya Murpokku Dravida Kazhagam (DMDK) which he founded in 2005. Whenever he spoke, one could not miss drawing parallels with his on-screen persona who often championed the cause of the downtrodden. In the highly bipolar and competitive polity of Tamil Nadu, he became the principal Opposition leader in 2011, in a relatively short time since his Party was formed.

I worked with Captain during the 2014 Lok Sabha elections when our parties fought in an alliance and got over 18.5% votes – the highest that any national alliance without either of the main regional players got after 1989 elections! I fondly recall a joint rally we did in Salem- where I witnessed his fiery oratory and the connect he had with the people. When the NDA formed the government in 2014, he was among the happiest people. I can never forget his joy at the Central Hall, when NDA leaders met after the 2014 poll win.

Beyond his professional achievements, Vijayakanth Ji’s life offers valuable lessons to the youth. Most notably - the power of resilience, a never say die attitude and to overcome any number of challenges through sheer dedication. Equally inspiring is his largehearted nature. He was known for philanthropy- he used his fame and resources to give back to society in many ways. He was always keen that Tamil Nadu and the entire India become a leader in healthcare and education.

In the passing of Vijayakanth Ji, several people lost their most admired star and lots of people have lost their beloved leader. But I have lost a dear friend - a friend whose warmth and wisdom were remarkable. He leaves behind a void that cannot be filled. The Kural talks about how courage, generosity, wisdom, and zeal are four essential elements of a successful leader. Captain truly embodied these traits and that is why he was so widely respected. His legacy will continue to live on in the hearts of his fans, the annals of Tamil cinema, and the corridors of public service. And, we will keep working to realise his vision for progress and social justice for all.

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A decade of financial inclusion - the PM Jan Dhan Yojana
August 28, 2024

Today marks a decade since the Pradhan Mantri Jan Dhan Yojana was launched. For me, this initiative was more than just a policy - it was an endeavour to build an India where each and every citizen, irrespective of one’s economic background, has access to the formal banking apparatus.

Many of you, especially the youth, would be thinking- why does this matter so much? After all, in this age, having a bank account would be very basic and even taken for granted. However, when we assumed office in 2014, the situation was very different. It was almost 65 years since Independence, but access to banking was a distant dream for almost half of our households. Theirs was a world where savings were kept at home, vulnerable to loss and theft. Access to credit was often at the mercy of predatory lenders. The absence of financial security held back so many dreams.

This problem becomes even more ironical considering the fact that four and a half decades ago, banks were nationalised by the then (Congress) Government and that too in the name of the poor! Yet, the poor never got access to banking.

When the Jan Dhan Yojana was rolled out, I remember the scepticism that surrounded it too. Some people asked- could it really be possible to bring such a large number of people into the banking system? Will this effort lead to any concrete changes? Yes. The scale of the challenge was enormous, but so was the determination of the people of India to ensure it becomes a reality.

The success of the Jan Dhan Yojana has two parts to it. One is in the numbers:

Today, over 53 crore people who never imagined they would enter a bank have bank accounts.

These accounts have a deposit balance of over Rs. 2.3 lakh crore.

Over 65% of the accounts are either in rural or semi-urban areas, thus taking the movement of financial inclusion outside the metros.

Direct transfers worth almost Rs. 39 lakh crore have taken place.

But, the second part goes beyond the impressive numbers.

Jan Dhan Yojana has proven to be game-changing as far as women's empowerment is concerned. Almost 30 crore women have been brought into the banking system.

Likewise, the benefits of the scheme and the other benefits that come thanks to a bank account have positively impacted crores of SC, ST and OBC families. They have also benefitted those families who belong to the middle and Neo-middle classes. Had it not been for the Jan Dhan Yojana, the MUDRA Yojana, or the social security schemes of the Government, namely the Pradhan Mantri Jeevan Jyoti Bima Yojana, Pradhan Mantri Suraksha Bima Yojana and the Atal Pension Yojana would never have been as impactful.

Jan Dhan also became a vital pillar of the JAM Trinity- Jan Dhan, Aadhaar and Mobile. The landmark contribution of this trinity was to eliminate the scourge of middlemen and touts who, for decades, thrived in public loot. It is this trinity that ensured a stunning digital payments revolution in India, especially in the middle and later years of the last decade. The very same elements who doubted the relevance of a scheme like Jan Dhan were yet again mocking the need for digital payments in a nation like ours. But, once again, they underestimated the collective resolve of our people. India’s digital payments success story is noted world over. Over 40% of real time digital payments in the world happen in India!

A bank account has ensured hassle-free and direct transfer in almost all the government's flagship schemes, be it Ayushman Bharat, PM-Kisan for farmers, PM SVANidhi for street vendors and more. I am also reminded of the years of 2020 and 2021, when the once in a lifetime COVID-19 pandemic was at its peak. Had it not been for banking inclusion, the subsidies would not have been able to reach the intended beneficiaries.

The life journeys of those who benefitted due to this scheme are very touching and inspiring. PM Jan Dhan Yojana personifies dignity, empowerment and the opportunity to participate in the economic life of the nation. The foundations laid by this scheme are strong, but we have even more work to do! We will continue to build on this success to build a Viksit Bharat.

Today is also the occasion to congratulate each and every beneficiary of this scheme and laud the efforts of the countless banking staff who made financial inclusion their mission and ensured a better life for their fellow Indians!